28 Cache Cay Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 28 Cache Cay Dr, Vero Beach, FL 32963 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1983
Square Footage	2,550 sqft Living Area
Lot Size	18,295 sqft (0.419 acres)
Occupancy	Owner Occupied
Last Sale	$479,000 (2013)
Tax Bill	$6,704.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-40-29-00014-0000-00079.0`
Alternative APN	`57465`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,550 sqft Living Area
1st Floor	2,550 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Wood Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Metal Roof
Lot Area	18,295 sqft (0.419 acres)
Depth X Width	160 ft x 30 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,080 sqft Driveway
Garage Area	625 sqft Garage

Exterior Amenities

Pool Area	512 sqft Pool
Patio Area	568 sqft Patio
Porch	Open Porch
Porch Area	586 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	57465
Street Address	28 CACHE CAY DR
City	VERO BEACH
State	FL
Zip	32963-1210
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CACHE CAY SUBDIVISION LOT 79 PBI 9-62 & 62A
Legal Range	40
Legal Township	32
Legal Section	29
Legal Subdivision	CACHE CAY SUBDIVISION
Legal Lot Number	79
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	VERO BEACH
Census Blockgroup	2
Census Block	2044
Census Tract	50505

Owner

Source: Indian River County records · APN 32-40-29-00014-0000-00079.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 CACHE CAY DR, VERO BEACH, FL 32963-1210
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2013 · Amount on Record
Deed Sale	Aug 28, 2013 · Amount on Record
Prior Sale	Jun 15, 2009 · Amount on Record
Deed Doc Number	3120130056143
Deed Book / Page	2699 / 1022
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	28 CACHE CAY DR, VERO BEACH, FL 32963-1210
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CACHE CAY DR, VERO BEACH, FL 32963-1210

Mortgage

Document Number	0033332003
Date	Aug 31, 2020
Book Page	3333/2003
Instrument	3120200051136

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 (+10.23%)	$447,024 (+5.99%)	$855,290 (+6.61%) Land $463,542 Building $391,748
2023	$6,082.00 (+3.05%)	$421,772 (+3%)	$802,297 (+16.23%) Land $463,542 Building $338,755
2022	$5,902.00	$409,488	$690,296 Land $403,080 Building $287,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.