32 Cache Cay Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 32 Cache Cay Dr, Vero Beach, FL 32963 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	2,285 sqft Living Area
Lot Size	18,295 sqft (0.42 acres)
Occupancy	Owner Occupied
Last Sale	$917,000 (2024)
Tax Bill	$13,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-40-29-00014-0000-00081.0`
Alternative APN	`57467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,285 sqft Living Area
Gross Area	2,799 sqft Gross Area
1st Floor	2,285 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Architectural Style	Custom Design Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Hip Roof Construction
Roof Material	Metal Roof
Lot Area	18,295 sqft (0.42 acres)
Depth X Width	150 ft x 119 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	720 sqft Driveway
Garage Type	Attached Garage
Garage Area	514 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	162 sqft Deck
Patio Area	833 sqft Patio
Porch	Open Porch
Porch Area	324 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	32 CACHE CAY DR
City	VERO BEACH
State	FL
Zip	32963-1210
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CACHE CAY SUBDIVISION LOT 81 PBI 9-62 & 62A
Legal Range	40E
Legal Township	32S
Legal Section	29
Legal Subdivision	CACHE CAY SUBDIVISION
Legal Lot Number	81
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	VERO BEACH
Census Blockgroup	2
Census Block	2044
Census Tract	50505

Owner

Source: Indian River County records · APN 32-40-29-00014-0000-00081.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 CACHE CAY DR, VERO BEACH, FL 32963-1210
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 04, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Sep 04, 2018 · Amount on Record
Deed Doc Number	20248794
Deed Book / Page	3680 / 978
Prior Transfer Date	Nov 18, 2013
Prior Transfer Doc	0027201880
Record Refreshed	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	32 CACHE CAY DR, VERO BEACH, FL 32963-1210
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 CEDAR DR, LOVELAND, OH 45140-8304

Mortgage

Document Number	0036800980
Date	Feb 23, 2024
Book Page	3680/980
Instrument	3120240008795

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate	6.12%
Type Change Date	Mar 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	32 CACHE CAY DR, VERO BEACH, FL 32963-1210
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CACHE CAY DR, VERO BEACH, FL 32963-1210

Mortgage

Document Number	0033911621
Date	Feb 24, 2021
Book Page	3391/1621
Instrument	3120210012919

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 04, 2018
Property Address	32 CACHE CAY DR, VERO BEACH, FL 32963-1210
Document Number	0031451869
Book / Page	003145 / 001869
Instrument Date	Sep 04, 2018
Instrument	54131
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6930 COOK RD POWELL OH 430659465, POWELL, OH 43065-9465

Mortgage

Document Number	31451871
Date	Sep 04, 2018
Book Page	003145/001871
Instrument	54132

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2048

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,248.00 (+40.7%) Homeowner's exemption	$859,155 (+12.3%) Land $467,597 Building $391,558	$859,155 (+12.3%) Land $467,597 Building $391,558
2023	$9,416.00 (+12.4%)	$765,038 (+16.37%) Land $427,441 Building $337,597	$765,038 (+16.37%) Land $427,441 Building $337,597
2022	$8,377.00	$657,434 Land $371,688 Building $285,746	$657,434 Land $371,688 Building $285,746

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

32 Cache Cay Dr, Vero Beach, FL 32963 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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