21 Cache Cay Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 21 Cache Cay Dr, Vero Beach, FL 32963 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	2,927 sqft Living Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$1,800,000 (2025)
Tax Bill	$23,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-40-29-00014-0000-00011.0`
Alternative APN	`57397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,927 sqft Living Area
1st Floor	2,927 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Retaining Wall Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Depth X Width	157 ft x 99 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,600 sqft Driveway
Garage Area	667 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	326 sqft Deck
Patio Area	36 sqft Patio
Porch	Open Porch
Porch Area	480 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	57397
Street Address	21 CACHE CAY DR
City	VERO BEACH
State	FL
Zip	32963-1211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CACHE CAY SUBDIVISION LOT 11 PBI 9-62 & 62A
Legal Range	40
Legal Township	32
Legal Section	29
Legal Subdivision	CACHE CAY SUBDIVISION
Legal Lot Number	11
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	VERO BEACH
Census Blockgroup	2
Census Block	2031
Census Tract	50505

Owner

Source: Indian River County records · APN 32-40-29-00014-0000-00011.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	21 CACHE CAY DR, VERO BEACH, FL 32963-1211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Mar 21, 2025 · Amount on Record
Deed Doc Number	3120250014378
Deed Book / Page	3763 / 466
Record Refreshed	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	21 CACHE CAY DR, VERO BEACH, FL 32963-1211
Transaction Type	Mortgage
Record Updated	May 04, 2023
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036141847
Date	Apr 20, 2023
Book Page	3614/1847
Instrument	3120230019154

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,248.00 (+143.74%)	$1,443,646 (+124.23%) Land $980,880 Building $462,766	$1,443,646 (+4.59%) Land $980,880 Building $462,766
2023	$9,538.00 (+2.96%)	$643,818 (+3%)	$1,380,277 (+30.83%) Land $980,880 Building $399,397
2022	$9,264.00	$625,066	$1,055,051 Land $713,368 Building $341,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.