28 Bluff Spring Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 28 Bluff Spring Ct, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,254 sqft · built 1988
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on File
Deeds & Mortgages	Feb 2021 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883002604`

Property Details

APN / Parcel Number

Primary APN	`A883002604`
Alternative APN	`3-0133-6319-00-0312.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,254 sqft Living Area
Gross Area	5,234 sqft
1st Floor Area	2,645 sqft
Basement Area	744 sqft
Finished Basement	609 sqft
Unfinished Basement	135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	1,845 sqft
Parking Spaces	7 Parking Spaces
Pool Area	840 sqft
Deck Area	Deck Area
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883002604
Street Address	28 BLUFF SPRING CT
City	SAINT CHARLES
State	MO
Zip	63303-6688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFF MEADOWS #3 LOT 312
Legal Subdivision	BLUFF MEADOWS #3 RESUB LOT 419-421
Legal Lot Number	312
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	4
Census Block	4004
Census Tract	311148

Owner

Source: St. Charles County records · APN A883002604

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	28 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Intrafamily Transfer, Transfer
Jan 13, 2021	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 30, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 11, 2021
Transfer Doc	0000013943
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 17, 2021
Property Address	28 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Document Number	2021R013943
Map Reference	MB 27 PG 141
Instrument Date	Feb 11, 2021
Instrument	2021R-013943
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	28 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Document Number	0000007435
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Apr 05, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 BLUFF SPRING CT ST CHARLES MO 633036688, ST CHARLES, MO 63303-6688

Mortgage

Document Number	0000007435
Date	Jan 26, 2021
Instrument	7435

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	28 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Document Number	0072972014
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 BLUFF SPRING CT ST CHARLES MO 633036688, ST CHARLES, MO 63303-6688

Mortgage

Document Number	0072972014
Date	May 19, 2020
Book Page	007297/002014
Instrument	322230

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 18, 2030

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2026	$89,391 (+1.18%)	$470,479 (+1.18%) Land $90,000 Building $380,479
2023	$88,347
2022		$464,985 Land $70,000 Building $394,985

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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