20 Bluff Spring Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 20 Bluff Spring Ct, Saint Charles, MO 63303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1989
Square Footage2,856 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Last Sale$296,500 (2013)
Tax Bill$5,277.00 (2024)

Property Details

APN / Parcel Number

Primary APNA883002600
Alternative APN
  • 3-0133-6319-00-0308.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,856 sqft Living Area
Gross Area4,782 sqft Gross Area
1st Floor2,856 sqft 1st Floor
Basement Area1,374 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area16,117 sqft (0.37 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area484 sqft Patio
Porch1 Porch
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA883002600
Street Address20 BLUFF SPRING CT
CitySAINT CHARLES
StateMO
Zip63303-6688
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLUFF MEADOWS #3 LOT 308
Legal SubdivisionBLUFF MEADOWS #3 RESUB LOT 419-421
Legal Lot Number308
JurisdictionST CHARLES MO
Minor Civil DivisionHARVESTER
Census Blockgroup4
Census Block4004
Census Tract311148

Owner

Source: St. Charles County records · APN A883002600

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 18, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2013 · Amount on Record
Deed SaleJul 02, 2013 · Amount on Record
Prior SaleJun 22, 2006 · Amount on Record
Deed Doc Number2013522150
Deed Book / Page6049 / 999
Prior Transfer DateJul 29, 2002
Prior Transfer Doc0029970511
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688

Mortgage

Document Number2021R056119
DateJul 02, 2021
Instrument2021R-056119
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068540768
DateDec 18, 2017
Book Page6854/0768
Instrument20171218000778570
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,561.00 (+5.38%)$92,815 (+8.61%)$488,499 (+8.61%) Land $90,000 Building $398,499
2024$5,277.00
2023$85,460
2022$449,788 Land $70,000 Building $379,788

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