26 Bluff Spring Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 26 Bluff Spring Ct, Saint Charles, MO 63303 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	2,562 sqft Living Area
Lot Size	21,344 sqft (0.489 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$4,993.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`A883002603`
Alternative APN	`3-0133-6319-00-0311.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,562 sqft Living Area
1st Floor	1,458 sqft 1st Floor
Basement Area	1,336 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Architectural Style	Other Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	21,344 sqft (0.489 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Patio Area	368 sqft Patio
Porch	1 Porch
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	A883002603
Old Parcel Number	A883002603
Street Address	26 BLUFF SPRING CT
City	SAINT CHARLES
State	MO
Zip	63303-6688
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLUFF MEADOWS #3 LOT 311 & PT LOT 310
Legal Range	04E
Legal Township	46N
Legal Subdivision	BLUFF MEADOWS #3 RESUB LOT 419-421
Legal Lot Number	311
Jurisdiction	ST CHARLES MO
Minor Civil Division	HARVESTER
Census Blockgroup	4
Census Block	4004
Census Tract	311148

Owner

Source: St. Charles County records · APN A883002603

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	26 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025
Deed Sale	Jun 30, 2025
Prior Sale	May 09, 2022
Deed Doc Number	2025R-027648
Record Refreshed	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 09, 2022
Property Address	26 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688
Document Number	0000026346
Map Reference	MB 27 PG 141
Instrument Date	Apr 30, 2022
Instrument	2022R-026346
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 E SOUTHERNVIEW RD, OZARK, MO 65721-7286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BLUFF SPRING CT, SAINT CHARLES, MO 63303-6688

Mortgage

Document Number	0000026347
Date	May 09, 2022
Instrument	2022R-026347

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,993.00 (+19.68%)	$83,282 (+9.2%)	$438,326 (+9.2%) Land $90,000 Building $348,326
2023		$76,263 (+21.82%)
2022	$4,172.00	$62,605	$401,386 (+21.82%) Land $70,000 Building $331,386
2021			$329,501 Land $70,000 Building $259,501

Flood & Wildfire

26 Bluff Spring Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.