Monroe County property record for 28 Beach Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,111 sqft · built 1988 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $373,000 (Dec 2011) |
| Tax Bill | $548 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00162330-000000 |
| Primary APN | 00162330-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,111 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,200 sqft (0.119 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 308 sqft |
| Deck Area | 140 sqft |
| Patio Area | 437 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1207861 |
|---|---|
| Old Parcel Number | 08672700162330000000 |
| Street Address | 28 BEACH DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK B LT 15 BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEYS PB4-9 OR100-518 OR478-376 OR686-419 OR819-1954 OR1627-2005 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT TRAILER PARK 1ST ADD |
| Legal Tract | B |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 28 BEACH DR, KEY WEST, FL 33040-6102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2011 · Amount on Record |
| Deed Sale | Dec 5, 2011 · Amount on Record |
| Prior Sale | Sep 26, 2008 · Amount on Record |
| Deed Document Number | 1860444 |
| Deed Book / Page | 2544 / 1083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 28 BEACH DR, KEY WEST, FL 33040-6102 |
| Document Number | 0030350854 |
| Instrument Date | Jun 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 BEACH DR KEY WEST FL 330406102, KEY WEST, FL 33040-6102 |
| Document Number | 0030350854 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 003035/000854 |
| Instrument | 2275566 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715,224 (+5.99%) | $755,209 (+11.91%) Land $477,302 Building $277,907 | |
| 2024 | $548.00 (+19.91%) | ||
| 2023 | $457.00 (-90.94%) Homeowner's exemption | $674,824 (+9.84%) Land $413,721 Building $261,103 | $674,824 (+9.84%) Land $413,721 Building $261,103 |
| 2022 | $5,044.00 | $614,394 Land $347,454 Building $266,940 | $614,394 Land $347,454 Building $266,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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