24 Beach Dr, Key West, FL 33040 Property Records

Monroe County property record for 24 Beach Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 932 sqft · built 2002
Lot Size	0.073 acres (3,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Aug 2021)
Tax Bill	$6,523 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00162310-000000`

Property Details

APN / Parcel Number

Primary APN	`00162310-000000`
Alternative APNs	`08672700162310000000` `1207845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,160 sqft (0.073 acres)
View / Lot	Waterfront
Garage Type	Covered
Garage Area	480 sqft
Porch	Open Porch
Porch Area	244 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1207845
Street Address	24 BEACH DR
City	KEY WEST
State	FL
Zip	33040-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK B LT 13 BAY POINT TRAILER PARK FIRST ADDITION PB4-9 SADDLEBUNCH KEYS OR112-299 OR472-261 OR1348-942DC OR1348-943/44 OR2873-1702/03 OR2878-39/40 OR3121-1728
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK 1ST ADD
Legal Tract	B
Legal Block	B
Legal Lot Number	13
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1033
Census Tract	971600

Owner

Source: Monroe County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5020 5TH AVE, 15, KEY WEST, FL 33040-5724
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2017	Warranty Deed, Transfer
Oct 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	20212336797
Deed Book / Page	3121 / 1728
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	0026410181
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 24, 2021
Property Address	24 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0031211728
Book / Page	3121 / 1728
Map Reference	MB 4 PG 9
Instrument Date	Aug 13, 2021
Instrument	2336797
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 BAY DR, 94, KEY WEST, FL 33040-6115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5020 5TH AVE UNIT 15, 15, KEY WEST, FL 33040-5724

Mortgage

Document Number	31211730
Date	Aug 24, 2021
Instrument	3121/1730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 6, 2017
Property Address	24 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0028780039
Book / Page	002878 / 000039
Instrument Date	Sep 27, 2017
Instrument	2142450
Transaction Type	Transfer
Record Updated	Nov 30, 2017

Transaction

Amount	Amount Recorded
Tax	$2,793.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4930 HUNDRED OAKS DR MORRISTOWN TN 378131059, MORRISTOWN, TN 37813-1059

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 4, 2017
Property Address	24 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0028731702
Book / Page	002873 / 001702
Instrument Date	Sep 27, 2017
Instrument	2138818
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Amount	Amount Recorded
Tax	$2,793.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4930 HUNDRED OAKS DR MORRISTOWN TN 378131059, MORRISTOWN, TN 37813-1059

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,523.00 (+4.49%)	$688,086 (+12.59%) Land $391,595 Building $296,491	$688,086 (+12.59%) Land $391,595 Building $296,491
2024	$6,243.00 (+7.05%)
2023	$5,832.00 (+7.98%)	$611,121 (+9.16%) Land $339,431 Building $271,690	$611,121 (+9.16%) Land $339,431 Building $271,690
2022	$5,401.00	$559,843 Land $285,064 Building $274,779	$559,843 Land $285,064 Building $274,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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