22 Beach Dr, Key West, FL 33040 Property Records

Monroe County property record for 22 Beach Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2024
Lot Size	0.068 acres (2,980 sqft)
Owner	2 Company Names on Record
Last Sale	$440,000 (May 2023)
Tax Bill	$7,342 (2025)
Deeds & Mortgages	May 2026 Transfer May 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`00162300-000000`

Property Details

APN / Parcel Number

Primary APN	`00162300-000000`
Alternative APNs	`08672700162300000000` `1207837`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,980 sqft (0.068 acres)

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	360 sqft
Deck Area	84 sqft
Patio Area	84 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1207837
Street Address	22 BEACH DR
City	KEY WEST
State	FL
Zip	33040-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK B LT 12 BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEYS PB4-9 OR129-583 OR576-363 OR1026-568/569 OR1082-768Q/C OR1517-2458 OR1834-1267 OR3169-0591 OR3223-1549
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK 1ST ADD
Legal Block	B
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1033
Census Tract	971600

Owner

Source: Monroe County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11205 STATE ROUTE 503, WEST ELKTON, OH 45070
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 3, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST FINANCIAL BANK
Apr 22, 2022	Warranty Deed, Transfer TRUE TITLE FLORIDA KEYS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	20232416403
Deed Book / Page	3223 / 1549
Last Transfer Date	Apr 28, 2026
Transfer Doc	0002544089
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 19, 2026
Property Address	22 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0002544089
Book / Page	3381 / 1755
Instrument Date	Apr 28, 2026
Instrument	20262544089
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 3, 2023
Property Address	22 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0032231549
Book / Page	3223 / 1549
Map Reference	MB 4 PG 9
Instrument Date	May 1, 2023
Instrument	2416403
Transaction Type	Construction Loan
Record Updated	Dec 8, 2025
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3846 NO NAME RD, BIG PINE KEY, FL 33043-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 153, WEST ELKTON, OH 45070-0153

Mortgage

Document Number	0032231551
Date	May 3, 2023
Instrument	3223/1551

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Mar 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2022
Property Address	22 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0031690591
Book / Page	3169 / 591
Map Reference	MB 4 PG 9
Instrument Date	Apr 20, 2022
Instrument	2372005
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2719 NE 1ST ST, HOMESTEAD, FL 33033-7195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BEACH DR, KEY WEST, FL 33040-6102

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,342.00 (+102.04%)	$782,815 (+188.04%) Land $381,202 Building $401,613	$782,815 (+188.04%) Land $381,202 Building $401,613
2024	$3,634.00 (+22.77%)
2023	$2,960.00 (+35.16%)	$271,769 (+35.69%) Land $264,624 Building $7,145	$271,769 (+35.69%) Land $264,624 Building $7,145
2022	$2,190.00	$200,281 Land $193,104 Building $7,177	$200,281 Land $193,104 Building $7,177

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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