1. Home
  2. Florida
  3. Monroe County
  4. Key West
  5. Aster Ter

28 Aster Ter, Key West, FL 33040 Property Records

Monroe County property record for 28 Aster Ter, Key West, FL 33040 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,057 sqft · built 1968
Lot Size0.344 acres (15,000 sqft)
OwnerCompany Name on File
Last Sale$3,400,000 (Feb 2025)
Tax Bill$22,448 (2024)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN00135650-000000

Property Details

APN / Parcel Number

Primary APN00135650-000000
Alternative APNs
  • 25672500135650000000
  • 1169919

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,057 sqft Living Area
Gross Area2,537 sqft
1st Floor Area2,057 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide
View / LotCanal
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

Pool Area840 sqft
PorchOpen Porch
Porch Area762 sqft
Deck Area306 sqft
Patio Area581 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1169919
Street Address28 ASTER TER
CityKEY WEST
StateFL
Zip33040-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 14 KEY HAVEN THIRD ADDN RACCOON KEY PB4-115 OR394-211/12 OR689-569/70 OR731-125 OR744-298 OR759-363 OR958-108 OR1219-417 OR1565-683 OR1789-1899/00 OR1789-1901/21 OR3111-2473 OR3138-0499
Legal Range25E
Legal Township67S
Legal Section25
Legal SubdivisionKEY HAVEN 3RD ADD
Legal Block2
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971800

Owner

Source: Monroe County records · APN 00135650-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8924 COLCHESTER RIDGE RD, KNOXVILLE, TN 37922-1400
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Nov 18, 2021Correction Deed
ATTORNEY ONLY, ATTORNEY
Jul 13, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jul 01, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 06, 2025 · Amount on Record
Deed SaleFeb 06, 2025 · Amount on Record
Prior SaleJul 13, 2021 · Amount on Record
Deed Document Number20252488936
Deed Book / Page3310 / 2088
Prior Transfer DateNov 03, 2021
Prior Transfer Doc0031380499
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address28 ASTER TER, KEY WEST, FL 33040-6205
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 VANDERKLOOT DR, OSPREY, FL 34229-9679

Mortgage

Document Number0031380501
DateNov 18, 2021
Book Page3138/501
Instrument2349135
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 01, 2051

November 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateNov 18, 2021
Property Address28 ASTER TER, KEY WEST, FL 33040-6205
Document Number0031380499
Book / Page3138 / 499
Map ReferenceMB 4 PG 115
Instrument DateNov 03, 2021
Instrument2349134
Record UpdatedDec 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 998, KEY WEST, FL 33041-0998

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 VANDERKLOOT DR, OSPREY, FL 34229-9679

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 13, 2021
Property Address28 ASTER TER, KEY WEST, FL 33040-6205
Document Number0031112473
Book / Page3111 / 2473
Map ReferenceMB 4 PG 115
Instrument DateJul 07, 2021
Instrument2329796
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$16,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 998, KEY WEST, FL 33041-0998

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 VANDERKLOOT DR, OSPREY, FL 34229-9679

Mortgage

Document Number0031112477
DateJul 13, 2021
Book Page3111/2477
Instrument2329798
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateAug 01, 2031
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8%
Index1-Year LIBOR
Max Rate8%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address28 ASTER TER, KEY WEST, FL 33040-6205
Document Number0029770199
Instrument DateJul 01, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 ASTER TER KEY WEST FL 330406205, KEY WEST, FL 33040-6205

Mortgage

Document Number0029770199
DateJul 29, 2019
Book Page002977/000199
Instrument2230316
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 28, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,606,848 (+25.12%) Land $1,791,413 Building $815,435$2,606,848 (+25.12%) Land $1,791,413 Building $815,435
2024$22,448.00 (+24.12%)
2023$18,085.00 (-0.48%)$2,083,431 (-0.27%) Land $1,287,585 Building $795,846$2,083,431 (-0.27%) Land $1,287,585 Building $795,846
2022$18,173.00$2,089,000 Land $1,287,585 Building $801,415$2,089,000 Land $1,287,585 Building $801,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Aster Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures