Somerset County property record for 28 3rd St, Cairnbrook, PA 15924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,024 sqft · built 1915 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,500 (Aug 2025) |
| Tax Bill | $880 (2026) |
| Deeds & Mortgages | Sep 2006 Mortgage Feb 2008 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S39-028-079-000 |
| Primary APN | S39-028-079-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 390015830 |
|---|---|
| Street Address | 28 3RD ST |
| City | CAIRNBROOK |
| State | PA |
| Zip | 15924-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 BNG 0.16 A 2 STY ALUM HO GAR |
| Legal Subdivision | CAINBROOK |
| Legal Lot Number | 28 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SHADE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cairnbrook Historic District listed 1994 · 140 contributing resources · NRIS 94000523 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 3rd St is owned and occupied by two individuals who bought it in August 2025.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2006 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Feb 27, 2008 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 8, 2025 | Deed of Trust, Mortgage · USDA Mortgage SOMERSET TRUST CO |
| Aug 19, 2025 | Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST PENN FINANCIAL SERVICE CENTER INC |
| Aug 16, 2023 | Deed, Transfer · Conventional Mortgage WEST PENN FINANCIAL SERVICE CENTER INC |
| Jul 27, 2021 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Aug 16, 2023 · Amount on File |
| Deed Document Number | 20255388 |
| Deed Book / Page | 3141 / 409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01915/0578 |
|---|---|
| Date | Sep 14, 2006 |
| Book Page | 1915/0578 |
| Instrument | 2006009745 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 14, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02021/0995 |
|---|---|
| Date | Feb 27, 2008 |
| Book Page | 2021/0995 |
| Instrument | 2008001984 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 12, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 182 PINE TURN RD, MARKLETON, PA 15551-7931 |
| Document Number | 003151/241 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 3151/241 |
| Instrument | 2025006934 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Aug 19, 2025 |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 003141/409 |
| Book / Page | 3141 / 409 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025005388 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 003141/413 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 3141/413 |
| Instrument | 2025005389 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003031/515 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 3031/515 |
| Instrument | 2023005412 |
| Name | WEST PENN FINANCIAL SERVICE CENTER INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15237 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 15, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Aug 16, 2023 |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 003031/487 |
| Book / Page | 3031 / 487 |
| Map Reference | VOL 3 PG 73 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023005410 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | EVEREST SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 003031/491 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 3031/491 |
| Instrument | 2023005411 |
| Name | WEST PENN FINANCIAL SERVICE CENTER INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15237 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Jul 27, 2021 |
| Property Address | 28 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 2899/312 |
| Book / Page | 2899 / 312 |
| Map Reference | VOL 3 PG 73 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021006089 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 3RD ST # 75, 75, CAIRNBROOK, PA 15924-9702 |
| Document Number | 2021006090 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021006090 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 28 3rd St was $880.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Shade Township |
| Unified School District | Shade-Central City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $880.00 | $13,350 | |
| 2024 | $823.00 (+3%) | $13,350 (-) | |
| 2023 | $799.00 | $13,350 | |
| 1998 | $26,700 Land $6,180 Building $20,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Jun 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRNBROOK IMPROVEMENT ASSN private · serves 910 people · EPA ID PA4560021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures