26 3rd St, Cairnbrook, PA 15924 Property Records

Somerset County property record for 26 3rd St, Cairnbrook, PA 15924

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,040 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$1,591 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S39-031-059-000`

Property Details

APN / Parcel Number

Primary APN	`S39-031-059-000`
Alternative APNs	`S39-031-059-00` `390010740`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	390010740
Street Address	26 3RD ST
City	CAIRNBROOK
State	PA
Zip	15924-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BNG 0.16 A 2 STY FR HO
Legal Lot Number	26
Jurisdiction	SOMERSET PA
Township / Civil Division	SHADE
Census Block Group	3
Census Block	3039
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cairnbrook Historic District listed 1994 · 140 contributing resources · NRIS 94000523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 82, CAIRNBROOK, PA 15924-0082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	26 3RD ST, CAIRNBROOK, PA 15924-9702
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 3RD ST, CAIRNBROOK, PA 15924-9702

Mortgage

Document Number	002978/927
Date	Sep 2, 2022
Book Page	2978/927
Instrument	2022007205

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Shade Township
Unified School District	Shade-Central City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,591.00 (+6.92%) Homeowner's exemption	$24,150 (-)
2024	$1,488.00 (+2.9%)	$24,150 (-)
2023	$1,446.00	$24,150
1998			$48,300 Land $6,180 Building $42,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRNBROOK IMPROVEMENT ASSN private · serves 910 people · EPA ID PA4560021
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20