Somerset County property record for 32 3rd St, Cairnbrook, PA 15924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1915 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Dec 2023) |
| Tax Bill | $866 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S39-028-077-000 |
| Primary APN | S39-028-077-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 390006560 |
|---|---|
| Street Address | 32 3RD ST |
| City | CAIRNBROOK |
| State | PA |
| Zip | 15924-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 2 STY AL HO |
| Legal Subdivision | CAIRNBROOK |
| Legal Lot Number | 32 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SHADE |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cairnbrook Historic District listed 1994 · 140 contributing resources · NRIS 94000523 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
32 3rd St is owned and occupied by an individual who bought it in December 2023.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed, Transfer · USDA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Dec 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Jul 14, 2014 | Deed, Transfer ROBIN LEAP |
| Nov 24, 2008 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on File |
| Deed Sale | Dec 29, 2023 · Amount on File |
| Prior Sale | Apr 27, 2018 · Amount on File |
| Deed Document Number | 20238680 |
| Deed Book / Page | 3052 / 133 |
| Prior Transfer Date | Sep 17, 2008 |
| Prior Transfer Doc | 0000014716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Dec 29, 2023 |
| Property Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 003052/133 |
| Book / Page | 3052 / 133 |
| Map Reference | VOL 3 PG 73 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2023008680 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 2023008681 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2023008681 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 0002995/67 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2995/67 |
| Instrument | 2022009751 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 3, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Jul 14, 2014 |
| Property Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 02464/1039 |
| Book / Page | 2464 / 1039 |
| Map Reference | MB3 PG73 |
| Instrument Date | Jul 8, 2014 |
| Instrument | 2014005097 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,124.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 TWIN LAKES DR, DEFUNIAK SPRINGS, FL 32433-9066 |
| Name | Verified Name |
|---|---|
| Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 2014005098 |
|---|---|
| Date | Jul 14, 2014 |
| Instrument | 2014005098 |
| Name | ROBIN LEAP |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Nov 24, 2008 |
| Property Address | 32 3RD ST, CAIRNBROOK, PA 15924-9702 |
| Document Number | 02083/0615 |
| Book / Page | 2083 / 0615 |
| Map Reference | MB3 PG73 |
| Instrument Date | Sep 17, 2008 |
| Instrument | 2008014716 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 884 HUSKIN RD, CAIRNBROOK, PA 15924-8720 |
The 2026 property tax bill for 32 3rd St was $866.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| County Subdivision | Shade Township |
| Unified School District | Shade-Central City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866.00 | $13,150 | |
| 2024 | $810.00 (+2.92%) | $13,150 (-) | |
| 2023 | $787.00 | $13,150 | |
| 1998 | $26,300 Land $6,180 Building $20,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Jun 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRNBROOK IMPROVEMENT ASSN private · serves 910 people · EPA ID PA4560021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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