Navajo County property record for 2798 Cougar Ln, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 3,670 sqft · built 1997 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (May 2023) |
| Tax Bill | $2,897 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-29-194A |
| Primary APN | 206-29-194A |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,670 sqft Living Area |
| Gross Area | 4,311 sqft |
| 1st Floor Area | 3,670 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Material | Concrete |
| Lot Area | 44,867 sqft |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,234 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 2798 COUGAR LN |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | MOGOLLON AIR PARK UNIT 4B: LOT 194 & TRACT E PER PLAT 18-9 & 10 O UT OF 206-29-194 & 509 FOR 99 ROLL XGR-3 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 34 |
| Legal Subdivision | MOGOLLON AIR PARK UNIT 4 |
| Legal Tract | E |
| Legal Lot Number | 194 |
| Legal Unit | 4B |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2103 |
| Census Tract | 963700 |
Source: Navajo County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 647 W CHOLLA CREST DR, GREEN VALLEY, AZ 85614-5255 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 20237032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | May 31, 2023 |
| Property Address | 2798 COUGAR LN, OVERGAARD, AZ 85933-5011 |
| Document Number | 0000007032 |
| Map Reference | MB 18 PG 9&10 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023-07032 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1075, OVERGAARD, AZ 85933-1075 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 647 W CHOLLA CREST DR, GREEN VALLEY, AZ 85614-5255 |
| Document Number | 0000007033 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-07033 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $569,158 (+12.94%) Land $96,872 Building $472,286 | ||
| 2025 | $2,897.00 (+4.4%) | $50,396 Land $7,406 Building $42,990 | $503,961 Land $74,060 Building $429,901 |
| 2023 | $2,775.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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