2792 Cougar Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2792 Cougar Ln, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	6,902 sqft · built 2007
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Oct 2021)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`206-29-193`

Property Details

APN / Parcel Number

Primary APN	`206-29-193`

Interior

Stories	2 Stories
Building Area	6,902 sqft Living Area
Gross Area	8,741 sqft
1st Floor Area	2,219 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tile
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Attached
Garage Area	1,839 sqft
Porch	Open Slab
Porch Area	587 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2792 COUGAR LN
City	OVERGAARD
State	AZ
Zip	85933-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	MOGOLLON AIR PARK UNIT 4B: LOT 193 PER PLAT 18-9 &10
Legal Range	17E
Legal Township	12N
Legal Section	34
Legal Subdivision	MOGOLLON AIR PARK UNIT 4
Legal Lot Number	193
Legal Unit	4B
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2103
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1209, OVERGAARD, AZ 85933-1209
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 15, 2021	Re-recorded Document PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	202123413
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0000023412
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 15, 2021
Property Address	2792 COUGAR LN, OVERGAARD, AZ 85933-5011
Document Number	0000023413
Map Reference	MB 18 PG 9&10
Instrument Date	Sep 29, 2021
Instrument	2021-23413
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5812 COZUMEL PL, LAS VEGAS, NV 89131-3924

Mortgage

Document Number	0000023414
Date	Oct 15, 2021
Instrument	2021-23414

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	NAVAJO AZ
Recording Date	Oct 15, 2021
Property Address	2792 COUGAR LN, OVERGAARD, AZ 85933-5011
Document Number	0000023412
Map Reference	MB 18 PG 9&10
Instrument Date	Jan 28, 2021
Instrument	2021-23412
Record Updated	May 30, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7534 W DOVE ROOST RD, QUEEN CREEK, AZ 85142-9184

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$1,167,405 (+15.66%) Land $84,674 Building $1,082,731
2025	$5,040.00 (+4.74%)	$100,932 Land $6,395 Building $94,537	$1,009,314 Land $63,947 Building $945,367
2023	$4,812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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