2796 Loraine Pl, Simi Valley, CA 93065 Property Records

Ventura County property record for 2796 Loraine Pl, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1965
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Feb 2022)
Tax Bill	$9,843 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-0-014-015`

Property Details

APN / Parcel Number

Primary APN	`613-0-014-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	108 ft deep x 81 ft wide
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2796 LORAINE PL
City	SIMI VALLEY
State	CA
Zip	93065-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-3
Legal Description	TRACT: 172400 LOT: 56 REF: 043MR 090
Legal Subdivision	1724
Legal Tract	172400
Legal Block	14
Legal Lot Number	56
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1003
Census Tract	7903

Owner

2796 Loraine Pl is owned and occupied by two individuals who bought it in February 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2796 LORAINE PL, SIMI VALLEY, CA 93065-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Feb 18, 2022	Grant Deed, Transfer · FHA Mortgage ARCSTONE FINANCIAL INC
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE WEST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	202221004
Prior Transfer Date	Nov 19, 2013
Prior Transfer Doc	0000010192
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2796 LORAINE PL, SIMI VALLEY, CA 93065-1511
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2796 LORAINE PL, SIMI VALLEY, CA 93065-1511

Mortgage

Document Number	0000068611
Date	Oct 16, 2023
Instrument	2023000068611

Lender

Name	M & T BANK
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Mar 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 18, 2022
Property Address	2796 LORAINE PL, SIMI VALLEY, CA 93065-1511
Document Number	0000021004
Map Reference	MB 43 PG 90
Instrument Date	Jan 21, 2022
Instrument	2022000021004
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2796 LORAINE PL, SIMI VALLEY, CA 93065-1511

Mortgage

Document Number	0000021005
Date	Feb 18, 2022
Instrument	2022000021005

Lender

Name	ARCSTONE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2796 LORAINE PL, SIMI VALLEY, CA 93065-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100971
Date	Aug 4, 2017
Instrument	20170804-00100971

Lender

Name	ALLIANCE WEST MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2796 Loraine Pl was $9,843, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,296 (+2%) Land $548,793 Building $295,503
2025	$9,843.00 (+1.13%)	$827,742 Land $538,033 Building $289,709
2024	$9,733.00 (+6.29%)
2023	$9,157.00 (+33.6%)	$795,600 Land $517,140 Building $278,460
2022	$6,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2796 Loraine Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2796 Loraine Pl is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GigabitNow, Rocket Broadband.

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