2783 Loraine Pl, Simi Valley, CA 93065 Property Records

Ventura County property record for 2783 Loraine Pl, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1965
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Sep 2019)
Tax Bill	$7,963 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`613-0-013-045`

Property Details

APN / Parcel Number

Primary APN	`613-0-013-045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	100 ft deep x 71 ft wide
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Pool Area	405 sqft
Patio Area	280 sqft

Location & Zoning

Street Address	2783 LORAINE PL
City	SIMI VALLEY
State	CA
Zip	93065-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-3
Legal Description	TRACT: 172400 LOT: 41 REF: 043MR 090
Legal Subdivision	TRACT NO 1724
Legal Tract	172400
Legal Block	13
Legal Lot Number	41
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1003
Census Tract	7903

Owner

2783 Loraine Pl is owned and occupied by two individuals who bought it in September 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2783 LORAINE PL, SIMI VALLEY, CA 93065-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Sep 17, 2012 · Amount on File
Deed Document Number	20191062790
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0000059793
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2783 LORAINE PL, SIMI VALLEY, CA 93065-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 LORAINE PL, SIMI VALLEY, CA 93065-1511

Mortgage

Document Number	0000205391
Date	Dec 1, 2020
Instrument	20201201-00205391

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 9, 2019
Property Address	2783 LORAINE PL, SIMI VALLEY, CA 93065-1511
Document Number	0000106279
Instrument Date	Aug 13, 2019
Instrument	106279
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	SPL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2783 LORAINE PL SIMI VALLEY CA 930651511, SIMI VALLEY, CA 93065-1511

Mortgage

Document Number	106280
Date	Sep 9, 2019
Instrument	106280

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2783 Loraine Pl was $7,963, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,308 (+2%) Land $435,052 Building $234,256
2025	$7,963.00 (+1.13%)	$656,185 Land $426,522 Building $229,663
2024	$7,874.00 (+6.32%)
2023	$7,406.00 (+0.19%)	$630,705 Land $409,959 Building $220,746
2022	$7,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2783 Loraine Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2783 Loraine Pl is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GigabitNow, Rocket Broadband.

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