2795 Erica Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2795 Erica Ct, Oceano, CA 93445 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,398 sqft · built 2001
Lot Size0.086 acres (3,756 sqft)
Owner2 Individual Names on File
Last Sale$154,500 (Jun 2001)
Tax Bill$2,742 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN062-304-010

Property Details

APN / Parcel Number

Primary APN062-304-010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,398 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood
Lot Area3,756 sqft (0.086 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2795 ERICA CT
CityOCEANO
StateCA
Zip93445-8940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 2305 LT 10
Legal SubdivisionTR2305
Legal Tract2305
Legal Block1
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1017
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-304-010

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2795 ERICA CT, OCEANO, CA 93445-8940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2001 · Amount on Record
Deed SaleJun 26, 2001 · Amount on Record
Deed Document Number200146081
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2795 ERICA CT, OCEANO, CA 93445-8940
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2795 ERICA CT, OCEANO, CA 93445-8940

Mortgage

Document Number0000001965
DateJan 22, 2026
Instrument2026001965
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,742.00 (+3.79%) Homeowner's exemption$232,781 (+4.04%) Land $105,465 Building $127,316
2024$2,642.00 (+1.11%)
2023$2,613.00 (+1.4%) Homeowner's exemption$223,744 Land $101,371 Building $122,373
2022$2,577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Halcyon Historic District
listed 2017 · 38 contributing resources · NRIS 100000783

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 633 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Verizon, Radiate Holdings, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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