2791 Sutter Ridge Dr, Chula Vista, CA 91914 Property Records

San Diego County property record for 2791 Sutter Ridge Dr, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,540 sqft · built 2005
Lot Size	0.412 acres (17,967 sqft)
Owner	Individual Name on Record
Last Sale	$1,110,000 (Aug 2007)
Tax Bill	$20,399 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`595-802-04-00`

Property Details

APN / Parcel Number

Primary APN	`595-802-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,540 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	17,967 sqft (0.412 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2791 SUTTER RIDGE DR
City	CHULA VISTA
State	CA
Zip	91914-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RL2
Legal Description	LOT 12 TR 014579
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014579
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	13425

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2791 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2007 · Amount on Record
Deed Sale	Aug 2, 2007 · Amount on Record
Prior Sale	Sep 30, 2004 · Amount on Record
Deed Document Number	2007518167
Prior Transfer Date	Jul 30, 2007
Prior Transfer Doc	0000518166
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2791 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2791 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000253274
Date	Sep 12, 2025
Instrument	2025-0253274

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2791 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2791 SUFFER RIDGE DRIVE, CHULA VISTA, CA 91914

Mortgage

Document Number	0000065570
Date	Jan 28, 2021
Instrument	2021-0065570

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,487,079 (+2%) Land $535,884 Building $951,195
2025	$20,399.00 (+3.41%)	$1,457,922 (+4.04%) Land $525,377 Building $932,545
2023	$19,726.00 (+3.06%)	$1,401,311 Land $504,977 Building $896,334
2022	$19,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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