2799 Sutter Ridge Dr, Chula Vista, CA 91914 Property Records

San Diego County property record for 2799 Sutter Ridge Dr, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,265 sqft · built 2005
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$968,000 (Jan 2017)
Tax Bill	$16,453 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-802-02-00`

Property Details

APN / Parcel Number

Primary APN	`595-802-02-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,265 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	14,400 sqft (0.331 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2799 SUTTER RIDGE DR
City	CHULA VISTA
State	CA
Zip	91914-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RL2
Legal Description	LOT 10 TR 014579
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014579
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	13425

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2799 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE
Jan 26, 2017	Grant Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Document Number	201742043
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	0000626935
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2799 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2799 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000045457
Date	Feb 19, 2026
Instrument	2026-0045457

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2799 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Document Number	0000508188
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2799 SUTTER RIDGE DR CHULA VISTA CA 919142643, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000508188
Date	Oct 31, 2017
Instrument	508188

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2017
Property Address	2799 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Document Number	0000042043
Map Reference	MAP14579
Instrument Date	Jan 3, 2017
Instrument	2017-0042043
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2799 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000042044
Date	Jan 26, 2017
Instrument	2017-0042044

Lender

Name	CORNERSTONE MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,145,907 (+2%) Land $377,263 Building $768,644
2025	$16,453.00 (+3.04%)	$1,123,439 (+4.04%) Land $369,866 Building $753,573
2023	$15,968.00 (+2.96%)	$1,079,816 Land $355,504 Building $724,312
2022	$15,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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