2782 Sutter Ridge Dr, Chula Vista, CA 91914 Property Records

San Diego County property record for 2782 Sutter Ridge Dr, Chula Vista, CA 91914

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,540 sqft · built 2005
Lot Size	0.449 acres (19,540 sqft)
Owner	2 Individual Names on File
Last Sale	$1,285,000 (Sep 2020)
Tax Bill	$19,634 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`595-802-13-00`

Property Details

APN / Parcel Number

Primary APN	`595-802-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,540 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	19,540 sqft (0.449 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2782 SUTTER RIDGE DR
City	CHULA VISTA
State	CA
Zip	91914-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC5RL2
Legal Description	LOT 21 TR 014579
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014579
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	13425

Owner

2782 Sutter Ridge Dr is owned and occupied by two individuals who bought it in September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PLUS FINANCIAL
Sep 23, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR
May 10, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Aug 31, 2004 · Amount on File
Deed Document Number	2020563196
Prior Transfer Date	Nov 3, 2015
Prior Transfer Doc	0000029161
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000263208
Date	Sep 22, 2025
Instrument	2025-0263208

Lender

Name	EQUITY PLUS FINANCIAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Oct 1, 2027

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2020
Property Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Document Number	0000563196
Instrument Date	Aug 31, 2020
Instrument	563196
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,414.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2782 SUTTER RIDGE DR CHULA VISTA CA 919142643, CHULA VISTA, CA 91914-2643

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Document Number	0000380325
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2782 SUTTER RIDGE DR CHULA VISTA CA 919142643, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000380325
Date	Sep 4, 2019
Instrument	380325

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	CHULA VISTA, CA 91910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Document Number	0000404954
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2782 SUTTER RIDGE DR CHULA VISTA CA 919142643, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000404954
Date	Sep 5, 2017
Instrument	404954

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	CHULA VISTA, CA 91910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2782 SUTTER RIDGE DR, CHULA VISTA, CA 91914-2643
Document Number	0000246899
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2782 SUTTER RIDGE DR CHULA VISTA CA 919142643, CHULA VISTA, CA 91914-2643

Mortgage

Document Number	0000246899
Date	Jun 1, 2017
Instrument	246899

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	CHULA VISTA, CA 91910

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2782 Sutter Ridge Dr was $19,634.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,418,741 (+2%) Land $596,203 Building $822,538
2025	$19,634.00	$1,390,923 Land $584,513 Building $806,410
2023	$19,003.00 (+3.04%)	$1,336,914 Land $561,816 Building $775,098
2022	$18,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2782 Sutter Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2782 Sutter Ridge Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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