2791 Stearns St, Apt 26, Simi Valley, CA 93063 Property Records

Ventura County property record for 2791 Stearns St, Apt 26, Simi Valley, CA 93063

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,287 sqft · built 1989
Lot Size	0.478 acres (20,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,500 (Jun 2019)
Tax Bill	$5,433 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`625-0-120-435`

Property Details

APN / Parcel Number

Primary APN	`625-0-120-435`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,287 sqft Living Area
1st Floor Area	669 sqft
2nd Floor Area	618 sqft
Upper Floors Area	66 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	20,807 sqft (0.478 acres)
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Patio Area	66 sqft

Location & Zoning

Street Address	2791 STEARNS ST, 26
City	SIMI VALLEY
State	CA
Zip	93063-0437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RH-1
Legal Description	TRACT: 370400 LOT: 1 REF: 109MR 56 CONDO PLAN: -26
Legal Subdivision	WESTMOUNT TOWNHOMES
Legal Tract	370400
Legal Block	120
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3000
Census Tract	8401

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2791 STEARNS ST, 26, SIMI VALLEY, CA 93063-0437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2017	Grant Deed, Transfer · ARM LOGIX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	201970968
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2791 STEARNS ST 26, 26, SANTA SUSANA, CA 93063-0437

Mortgage

Document Number	0000169212
Date	Sep 14, 2021
Instrument	20210914-00169212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005199
Date	Jan 22, 2019
Instrument	20190122-00005199

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126425
Date	Aug 19, 2020
Instrument	20200819-00126425

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 25, 2019
Property Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437
Document Number	0000070968
Map Reference	MB 109 PG 56&57
Instrument Date	Jun 14, 2019
Instrument	20190625-00070968
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CONSUMERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437

Mortgage

Document Number	0000070969
Date	Jun 25, 2019
Instrument	20190625-00070969

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 2, 2017
Property Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437
Document Number	0000030235
Map Reference	MB109 PG56&57
Instrument Date	Jan 20, 2017
Instrument	20170302-00030235
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2791 STEARNS ST APT 26, 26, SIMI VALLEY, CA 93063-0437

Mortgage

Document Number	0000030236
Date	Mar 2, 2017
Instrument	20170302-00030236

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.99%
Index	5-Year CMT
Margin	2
Max Rate	8.99%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,109 (+2%) Land $298,678 Building $160,431
2025	$5,433.00 (+1.68%) Homeowner's exemption	$450,107 (+4.04%) Land $292,821 Building $157,286
2024	$5,343.00 (+6.35%)
2023	$5,024.00 (+0.24%) Homeowner's exemption	$432,630 Land $281,451 Building $151,179
2022	$5,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

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