Monroe County property record for 251 Lance Ln, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,317 sqft · built 1974 |
| Lot Size | 0.153 acres (6,660 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2003) |
| Tax Bill | $2,227 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00564147-005200 |
| Primary APN | 00564147-005200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 6,660 sqft (0.153 acres) |
| Lot Dimensions | 111 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 243 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 344 sqft |
| Deck Area | 222 sqft |
| Patio Area | 366 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1690716 |
|---|---|
| Street Address | 251 LANCE LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4807 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 12 LT 18 KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 OR519-479 OR522-633 OR784-544 OR840-1491 OR1164-1749 OR1922-1304 OR2318-2448 OR2411-2315 OR3059-2446 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 12 |
| Legal Subdivision | KEY LARGO MOBILE HOMESITE PLAT #4 |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 251 LANCE LN, KEY LARGO, FL 33037-4807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2003 · Amount on Record |
| Deed Sale | Aug 20, 2003 · Amount on Record |
| Prior Sale | Mar 1, 1991 · Amount on Record |
| Deed Document Number | 20031391226 |
| Deed Book / Page | 1922 / 1304 |
| Last Transfer Date | May 7, 2009 |
| Transfer Doc | 0024112315 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,130 (+5.99%) | $794,001 (+39.86%) Land $682,384 Building $111,617 | |
| 2024 | $2,227.00 (+6.35%) | ||
| 2023 | $2,094.00 (-3.99%) Disabled Person's exemption Veteran's exemption | $240,719 (+3%) | $567,706 (+7.92%) Land $457,009 Building $110,697 |
| 2022 | $2,181.00 | $233,708 | $526,027 Land $425,707 Building $100,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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