Sullivan County and Thompson Town property record for 279 Cold Spring Rd, Monticello, NY 12701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1890 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,900 (Sep 1998) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance Nov 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 484689 29.-2-35 |
| Primary APN | 484689 29.-2-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 757 sqft |
| Upper Floors Area | 283 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Canopy | 588 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 279 COLD SPRING RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 2 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | THOMPSON |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 951801 |
Source: Sullivan County and Thompson Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 279 COLD SPRING RD, MONTICELLO, NY 12701-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC |
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 1998 · Amount on Record |
| Deed Sale | Sep 8, 1998 · Amount on Record |
| Deed Book / Page | 2044 / 557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 279 COLD SPRING RD, MONTICELLO, NY 12701-4238 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000494 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025-6494 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 279 COLD SPRING RD, MONTICELLO, NY 12701-4238 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000280 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-9280 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2048 |
Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 | $68,700 (-) Land $15,300 Building $53,400 | $169,212 (+23.15%) Land $37,685 Building $131,527 |
| 2023 | $68,700 Land $15,300 Building $53,400 | $137,400 Land $30,600 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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