Sullivan County and Thompson Town property record for 251 Cold Spring Rd, Monticello, NY 12701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,278 sqft · built 1930 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,425 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Nov 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 484689 29.-2-30 |
| Primary APN | 484689 29.-2-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 58,370 sqft (1.34 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 758 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 251 COLD SPRING RD |
|---|---|
| City | MONTICELLO |
| State | NY |
| Zip | 12701-4240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | THOMPSON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 951801 |
Source: Sullivan County and Thompson Town records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 251 COLD SPRING RD, MONTICELLO, NY 12701-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed, Transfer |
| Nov 25, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 3, 2025 |
| Transfer Doc | 0000000634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Sep 8, 2025 |
| Property Address | 251 COLD SPRING RD, MONTICELLO, NY 12701-4240 |
| Document Number | 0000000634 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-6634 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 COLD SPRING RD, MONTICELLO, NY 12701-4240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 251 COLD SPRING RD, MONTICELLO, NY 12701-4240 |
| Document Number | 0000000021 |
| Instrument Date | Nov 25, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 251 COLD SPRING RD MONTICELLO NY 127014240, MONTICELLO, NY 12701-4240 |
| Document Number | 0000000021 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 21 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Thompson Town |
| Unified School District | Monticello Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,425.00 (+5.09%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $89,300 (-) Land $16,700 Building $72,600 | $219,951 (+10.84%) Land $41,133 Building $178,818 |
| 2024 | $3,259.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $89,300 (-) Land $16,700 Building $72,600 | $198,444 (+11.11%) Land $37,111 Building $161,333 |
| 2023 | $89,300 Land $16,700 Building $72,600 | $178,600 Land $33,400 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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