292 Cold Spring Rd, Monticello, NY 12701 Property Records

Sullivan County and Thompson Town property record for 292 Cold Spring Rd, Monticello, NY 12701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,346 sqft · built 1989
Lot Size2.73 acres (118,919 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Sep 2020)
Tax Bill$5,785 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN484689 29.-1-28.2

Property Details

APN / Parcel Number

Primary APN484689 29.-1-28.2
Alternative APN
  • 4689029 0001028002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,346 sqft Living Area
1st Floor Area1,346 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area118,919 sqft (2.73 acres)
Garage TypeBasement
PorchSlab
Porch Area621 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address292 COLD SPRING RD
CityMONTICELLO
StateNY
Zip12701-4208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block1
Legal Lot Number28.002
JurisdictionSULLIVAN NY
Township / Civil DivisionTHOMPSON
Census Block Group3
Census Block3000
Census Tract951600

Owner

Source: Sullivan County and Thompson Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address292 COLD SPRING RD, MONTICELLO, NY 12701-4208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Deed Document Number20206309
Prior Transfer DateSep 5, 2014
Prior Transfer Doc2014005891
Record UpdatedJun 8, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSULLIVAN NY
Recording DateSep 4, 2020
Property Address292 COLD SPRING RD, MONTICELLO, NY 12701-4208
Document Number0000006309
Instrument DateAug 31, 2020
Instrument6309
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyALL COUNTY TITLE/ESCROW, ALL CNTY TITLE/ESCROW

Transaction

AmountAmount Recorded
Tax$66.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3394 STATE ROUTE 42 #D2 MONTICELLO NY 127014874, D2, MONTICELLO, NY 12701-4874

Mortgage

Document Number6310
DateSep 4, 2020
Instrument6310
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueSep 3, 2050

Tax Assessment & Valuation

Source: Sullivan County and Thompson Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionThompson Town
Unified School DistrictMonticello Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,785.00$142,400 (-) Land $21,500 Building $120,900$350,739 (+23.15%) Land $52,956 Building $297,783
2023$142,400 Land $21,500 Building $120,900$284,800 Land $43,000 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1979–1984)
Most Recent ClaimApr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cold Spring Rd

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