Tate County property record for 279 Bell Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,972 sqft · built 1975 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,265 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 33 0002000 |
| Primary APN | 048 33 0002000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,972 sqft Finished Area |
| Interior Walls | Plywood |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Street Address | 279 BELL RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W 1/2 SE 1/4 |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 33 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950301 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1951 GRAVEL SPRINGS RD, SENATOBIA, MS 38668-6992 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF HOLLY SPRINGS |
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF HOLLY SPRINGS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | May 22, 2026 |
| Property Address | 279 BELL RD, COLDWATER, MS 38618-6311 |
| Document Number | 2026007401 |
| Book / Page | 2026 / 7401 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1951 GRAVEL SPRINGS RD, SENATOBIA, MS 38668-6992 |
| Document Number | 2026007401, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2026/7401 |
| Name | BANK OF HOLLY SPRINGS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 27, 2027 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | May 22, 2026 |
| Property Address | 279 BELL RD, COLDWATER, MS 38618-6311 |
| Document Number | 2026007413 |
| Book / Page | 2026 / 7413 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1951 GRAVEL SPRINGS RD, SENATOBIA, MS 38668-6992 |
| Document Number | 2026007413, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2026/7413 |
| Name | BANK OF HOLLY SPRINGS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 7, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,265.00 (+17.46%) | $10,341 (+27.27%) Land $2,150 Building $8,191 | $103,406 (+27.27%) Land $21,500 Building $81,906 |
| 2023 | $1,077.00 | $8,125 Land $2,150 Building $5,975 | $81,252 Land $21,500 Building $59,752 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Tallahatchie Valley Internet Services.
4G LTE (outdoors only), no 5G reported
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