220 Bell Rd, Coldwater, MS 38618 Property Records

Tate County property record for 220 Bell Rd, Coldwater, MS 38618

Property Summary

Property TypeGeneral Agricultural/Rural
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on File
Tax Bill$247 (2025)
Deeds & MortgagesJul 2023 Construction Loan
Jul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN048 33 0003404

Property Details

APN / Parcel Number

Primary APN048 33 0003404

Exterior

Lot Area196,020 sqft (4.5 acres)

Location & Zoning

Street Address220 BELL RD
CityCOLDWATER
StateMS
Zip38618-6317
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionPT SW 1/4 SE 1/4
Legal Range08
Legal Township04
Legal Section33
JurisdictionTATE MS
Township / Civil Division3
Census Block Group2
Census Block2013
Census Tract950301

Owner

220 Bell Rd, an agricultural property, is owned and occupied by two individuals.

Source: Tate County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address220 BELL RD, COLDWATER, MS 38618-6317
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF FAYETTE COUNTY
Jul 8, 2024Deed of Trust, Mortgage · Conventional Mortgage
THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address220 BELL RD, COLDWATER, MS 38618-6317
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/8419
DateJul 10, 2023
Book Page2023/8419
Lender
NameBANK OF FAYETTE COUNTY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term18 Months
DueJan 3, 2025
Interest
Rate TypeAdjustable Rate

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address220 BELL RD, COLDWATER, MS 38618-6317
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02024/8596
DateJul 8, 2024
Book Page2024/8596
Lender
NameTHE BANK OF FAYETTE COUNTY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 220 Bell Rd was $247.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$247.00$2,025 Land $2,025$13,500 Land $13,500
2023$268.00$2,025 Land $2,025$13,500 Land $13,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Bell Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1991–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Bell Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 70% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARKABUTLA WATER ASSOCIATION
public/private · serves 454 people · EPA ID MS0690001
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bell Rd

Nearby Streets

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