254 Bell Rd, Coldwater, MS 38618 Property Records

Tate County property record for 254 Bell Rd, Coldwater, MS 38618

Property Summary

Property Type	Mobile Home
Details	3 bd · 1,200 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$480 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 33 0003300`

Property Details

APN / Parcel Number

Primary APN	`048 33 0003300`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,200 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Deck Area	144 sqft
Shed	1 Shed
Shed Area	600 sqft

Location & Zoning

Street Address	254 BELL RD
City	COLDWATER
State	MS
Zip	38618-6317
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT E 1/2 W 1/2 SE 1/4
Legal Range	08
Legal Township	04
Legal Section	33
Jurisdiction	TATE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 BELL RD, COLDWATER, MS 38618-6317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage GUARANTY BANK AND TRUST CO
May 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK
May 15, 2017	Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	254 BELL RD, COLDWATER, MS 38618-6317
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/7697
Date	Jun 22, 2023
Book Page	2023/7697

Lender

Name	GUARANTY BANK AND TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 29, 2028

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	254 BELL RD, COLDWATER, MS 38618-6317
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/6626
Date	May 15, 2020
Book Page	2020/6626

Lender

Name	SYCAMORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jun 1, 2024

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	254 BELL RD, COLDWATER, MS 38618-6317
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 5085
Date	May 15, 2017
Book Page	2017/5085
Instrument	2017 5085

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 15, 2020

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+7.14%)	$5,883 (+20.63%) Land $2,050 Building $3,833	$58,833 (+20.64%) Land $20,500 Building $38,333
2023	$448.00	$4,877 Land $2,050 Building $2,827	$48,769 Land $20,500 Building $28,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Tallahatchie Valley Internet Services.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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