Rensselaer County and Schaghticoke Town property record for 2788 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Feb 2007) |
| Tax Bill | $3,767 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 40.-1-25 |
| Primary APN | 384289 40.-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 240 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 50 ft deep x 170 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 135 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J174350 |
|---|---|
| Street Address | 2788 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FFO |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 51901 |
2788 River Rd is owned and occupied by two individuals who bought it in February 2007.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2788 RIVER RD, MELROSE, NY 12121-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2007 · Amount on File |
| Deed Sale | Feb 27, 2007 · Amount on File |
| Deed Book / Page | 3997 / 274 |
| Prior Transfer Date | Jan 28, 2002 |
| Prior Transfer Doc | 0313000663 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2788 River Rd was $3,767 with a homeowner's exemption, up 1.5% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,767.00 (+1.48%) Homeowner's exemption | ||
| 2025 | $3,712.00 | $30,000 Land $9,900 Building $20,100 | $210,674 Land $69,522 Building $141,152 |
| 2023 | $30,000 (-) Land $9,900 Building $20,100 | $186,916 (+10.59%) Land $61,682 Building $125,234 | |
| 2022 | $1,853.00 Homeowner's exemption | $30,000 Land $9,900 Building $20,100 | $169,014 Land $55,775 Building $113,239 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2788 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2788 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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