2748 River Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 2748 River Rd, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1972
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Tax Bill$2,757 (2025)
Flood ZoneZone X (minimal risk)
APN384289 40.-1-21

Property Details

APN / Parcel Number

Primary APN384289 40.-1-21
Alternative APN
  • 315J165700

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions160 ft deep x 105 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J165700
Street Address2748 RIVER RD
CityMELROSE
StateNY
Zip12121-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFF0
Legal Block1
Legal Lot Number21.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group3
Census Block3031
Census Tract51901

Owner

2748 River Rd is owned and occupied by an individual.

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2748 RIVER RD, MELROSE, NY 12121-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2748 River Rd was $2,757 with exemptions applied.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictMechanicville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,757.00$37,800 Land $9,900 Building $27,900$265,449 Land $69,522 Building $195,927
2023$37,800 (-) Land $9,900 Building $27,900$235,514 (+10.59%) Land $61,682 Building $173,832
2022$2,909.00$37,800 Land $9,900 Building $27,900$212,958 Land $55,775 Building $157,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2748 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2748 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on River Rd

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