Rensselaer County and Schaghticoke Town property record for 2768 River Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Jul 2015) |
| Tax Bill | $7,965 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 40.-1-22.11 |
| Primary APN | 384289 40.-1-22.11 |
|---|---|
| Alternative APN |
|
| Lot Area | 115,434 sqft (2.65 acres) |
|---|---|
| Lot Width | 307 ft Width |
| Account Number | 315J166953 |
|---|---|
| Street Address | 2768 RIVER RD |
| City | MELROSE |
| State | NY |
| Zip | 12121-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 22.011 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 51901 |
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2768 RIVER RD, MELROSE, NY 12121-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 11, 2019 | Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2015 · Amount on Record |
| Deed Sale | Jul 10, 2015 · Amount on Record |
| Deed Book / Page | 7534 / 77 |
| Prior Transfer Date | Nov 4, 1999 |
| Prior Transfer Doc | 0161002494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2768 RIVER RD, MELROSE, NY 12121-2516 |
| Document Number | 0000561611 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2768 RIVER RD MELROSE NY 121212516, MELROSE, NY 12121-2516 |
| Document Number | 0000561611 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 009032/000245 |
| Instrument | 561611 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 2768 RIVER RD, MELROSE, NY 12121-2516 |
| Document Number | 0000562472 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2768 RIVER RD MELROSE NY 121212516, MELROSE, NY 12121-2516 |
| Document Number | 0000562472 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 009049/000168 |
| Instrument | 562472 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Rate | 4.12% |
|---|
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Mechanicville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,965.00 (+0.47%) | ||
| 2025 | $7,928.00 (+73.44%) | $59,400 (-) Land $10,900 Building $48,500 | $417,135 (+12.71%) Land $76,545 Building $340,590 |
| 2023 | $59,400 (-) Land $10,900 Building $48,500 | $370,093 (+10.59%) Land $67,913 Building $302,180 | |
| 2022 | $4,571.00 | $59,400 Land $10,900 Building $48,500 | $334,648 Land $61,408 Building $273,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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