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27865 Ruby, Mission Viejo, CA 92691 Property Records

Orange County property record for 27865 Ruby, Mission Viejo, CA 92691 · Last verified November 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage1,260 sqft Living Area
Garage200 sqft
OccupancyOwner Occupied
Last Sale$529,000 (2017)
Tax Bill$6,015.00 (2025)

Property Details

APN / Parcel Number

Primary APN938-832-03

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,260 sqft Living Area

Exterior

Year BuiltBuilt 1985
Parking Spaces1 Parking Spaces
Garage Area200 sqft Garage

Location & Zoning

Street Address27865 RUBY
CityMISSION VIEJO
StateCA
Zip92691-6433
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 12291 LOT 2 UNIT 57 OF PROJECT LOCATED ON AP 740-091-12 TOGETHER WITH AN UND 1/32 INT IN LOT 2
Legal SubdivisionHILLCREST VILLAGE
Legal Tract12291
Legal Lot Number2
Legal Unit57
JurisdictionORANGE CA
Minor Civil DivisionMISSION VIEJO
Census Blockgroup2
Census Block2004
Census Tract32022

Owner

Source: Orange County records · APN 938-832-03

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address27865 RUBY, MISSION VIEJO, CA 92691-6433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Quit Claim Deed, Transfer
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Sep 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Aug 06, 2019Intrafamily Transfer, Transfer
Jul 25, 2017Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
SEA COUNTRY MORTGAGE INC
Apr 04, 2017Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
JMAC LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Prior SaleSep 24, 2020
Deed Doc Number0000305704
Record RefreshedJun 08, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateSep 24, 2020
Property Address27865 RUBY, MISSION VIEJO, CA 92691-6433
Document Number0000522989
Instrument DateSep 17, 2020
Instrument522989
Transaction TypeTransfer
Record UpdatedOct 05, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address27865 RUBY #57 MISSION VIEJO CA 926916433, 57, MISSION VIEJO, CA 92691-6433

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateSep 24, 2020
Property Address27865 RUBY, MISSION VIEJO, CA 92691-6433
Document Number0000522987
Map ReferenceMB 536 PG 36-40
Instrument DateSep 17, 2020
Instrument2020000522987
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27865 RUBY, MISSION VIEJO, CA 92691-6433

Mortgage

Document Number0000522988
DateSep 24, 2020
Instrument2020000522988
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateAug 06, 2019
Property Address27865 RUBY, MISSION VIEJO, CA 92691-6433
Document Number0000288015
Instrument DateJun 21, 2019
Instrument2019000288015
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address27865 RUBY # 57, 57, MISSION VIEJO, CA 92691-6433

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 25, 2017
Property Address27865 RUBY, MISSION VIEJO, CA 92691-6433
Document Number0000305704
Map ReferenceDOC85-232672
Instrument DateJun 22, 2017
Instrument2017000305704
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27865 RUBY # 57, 57, MISSION VIEJO, CA 92691-6433

Mortgage

Document Number0000305705
DateJul 25, 2017
Instrument2017000305705
Lender
NameSEA COUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateApr 04, 2017
Property Address27865 RUBY, MISSION VIEJO, CA 92691-6433
Document Number0000135356
Instrument DateMar 30, 2017
Instrument135356
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address27865 RUBY #57 MISSION VIEJO CA 926916433, 57, MISSION VIEJO, CA 92691-6433

Mortgage

Document Number135357
DateApr 04, 2017
Instrument135357
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 03, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityMission Viejo City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,015.00 (+3.94%) Homeowner's exemption$601,908 (+4.04%) Land $506,010 Building $95,898
2023$5,787.00 (+1.97%) Homeowner's exemption$578,536 Land $486,361 Building $92,175
2022$5,675.00

Flood & Wildfire

27865 Ruby is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 26th in California
Wildfire LikelihoodModerate — about 1 in 1,299 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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