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2786 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2786 Madison Ave, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Square Footage874 sqft Finished Area
Lot Size4,792 sqft (0.11 acres)
GarageDetached
OccupancyOwner Occupied
Last Sale$130,000 (2022)
Tax Bill$1,722.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-24-06-022.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area874 sqft Finished Area
Gross Area1,212 sqft Gross Area
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area4,792 sqft (0.11 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address2786 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1239
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKENTON HILLS PROPERTY PT LOT 42
Legal SubdivisionKENTON HILLS PROPERTY
Legal Lot Number42
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2010
Census Tract65100

Owner

Source: Kenton County records · APN 055-24-06-022.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2786 MADISON AVE, COVINGTON, KY 41015-1239
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Jan 18, 2022Warranty Deed, Transfer · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleMar 25, 2019
Deed Doc Number2022158
Deed Book / Page143 / 284
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2786 MADISON AVE, COVINGTON, KY 41015-1239
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2786 MADISON AVE, COVINGTON, KY 41015-1239

Mortgage

Document Number0005900160
DateJan 18, 2022
Book Page327/666
Instrument22011805900160
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueNov 01, 2031

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 18, 2022
Property Address2786 MADISON AVE, COVINGTON, KY 41015-1239
Document Number0005900158
Book / Page143 / 284
Map ReferencePL 366
Instrument DateOct 22, 2021
Instrument22011805900158
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyAMERICAN HOMELAND TITLE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2032 MACKOY ST, COVINGTON, KY 41014-1543

Transferred To (Grantee/Buyer)

NameVerified Name
Address2786 MADISON AVE, COVINGTON, KY 41015-1239

Mortgage

Document Number0005900160
DateJan 18, 2022
Instrument22011805900160
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueNov 01, 2031

Mortgage

Document Number0005900159
DateJan 18, 2022
Book Page327/648
Instrument22011805900159
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCINCINNATI, OH 45242
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueNov 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 25, 2019
Property Address2786 MADISON AVE, COVINGTON, KY 41015-1239
Document Number0000000199
Book / Page0C6624 / 000180
Instrument DateMar 25, 2019
Instrument199
Transaction TypeTransfer
Record UpdatedApr 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2032 MACKOY ST COVINGTON KY 410141543, COVINGTON, KY 41014-1543

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,722.00 (-0.52%)$130,000 (-) Land $5,000 Building $125,000$130,000 (-) Land $5,000 Building $125,000
2023$1,731.00$130,000 Land $5,000 Building $125,000$130,000 Land $5,000 Building $125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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