2789 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2789 Madison Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,070 sqft · built 1926
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jul 2025)
Tax Bill	$357 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-08-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-08-004.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,070 sqft Finished Area
Gross Area	1,190 sqft

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0552408004.00
Street Address	2789 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 9 & PT LOT 8
Legal Subdivision	ROGERS M
Legal Lot Number	9,8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61400

Owner

Source: Kenton County records · APN 055-24-08-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2789 MADISON AVE, COVINGTON, KY 41015-1169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage CITY OF COVINGTON
Jul 30, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jul 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	25073005900145
Deed Book / Page	KC 355 / 126
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2789 MADISON AVE, COVINGTON, KY 41015-1169
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900070
Date	Sep 15, 2025
Book Page	KCM 687/380
Instrument	25091505900070

Lender

Name	CITY OF COVINGTON
Type	Government Agency
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Jul 23, 2035

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2025
Property Address	2789 MADISON AVE, COVINGTON, KY 41015-1169
Document Number	0005900145
Book / Page	KC 355 / 126
Map Reference	MB 31 PG 981
Instrument Date	Jul 25, 2025
Instrument	25073005900145
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2025
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1649 GARVEY AVE, ELSMERE, KY 41018-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2789 MADISON AVE, COVINGTON, KY 41015-1169

Mortgage

Document Number	0005900146
Date	Jul 30, 2025
Instrument	25073005900146

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 14, 2020
Property Address	2789 MADISON AVE, COVINGTON, KY 41015-1169
Document Number	0000000417
Book / Page	000031 / 000981
Instrument Date	Jul 09, 2020
Instrument	417
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	336 POPLAR ST LUDLOW KY 410161442, LUDLOW, KY 41016-1442

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$357.00 (-0.56%)	$27,000 (-) Land $5,000 Building $22,000	$27,000 (-) Land $5,000 Building $22,000
2023	$359.00	$27,000 Land $5,000 Building $22,000	$27,000 Land $5,000 Building $22,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 663 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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