2776 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2776 Madison Ave, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage4,120 sqft Finished Area
Lot Size39,640 sqft (0.91 acres)
GarageCarport
Last Sale$135,000 (2017)
Tax Bill$1,921.00 (2025)

Owner

Source: Kenton County records · APN 055-24-06-031.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address706 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9548
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed of Trust, Mortgage · Conventional Mortgage
STOCK YARDS BANK
Sep 07, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 11, 2017Warranty Deed, Transfer · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2017 · Amount on Record
Deed SaleAug 11, 2017 · Amount on Record
Prior SaleMar 07, 2005 · Amount on Record
Deed Doc Number201708 11 059 00035
Deed Book / Page6223 / 59
Prior Transfer DateMar 05, 2005
Prior Transfer Doc0005900195
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateAug 04, 2026
Property Address2776 MADISON AVE, COVINGTON, KY 41015-1239
Document Number0000017216
Book / Page473 / 328
Instrument DateJul 24, 2026
Instrument202617216
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address706 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9548

Mortgage

Document Number0000017216,
DateAug 04, 2026
Book Page473/328
Instrument202617216
Lender
NameSTOCK YARDS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 24, 2031
Interest
Rate6.49%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2776 MADISON AVE, COVINGTON, KY 41015-1239
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9548

Mortgage

Document Number0005900207
DateSep 07, 2022
Book Page188/727
Instrument22090705900207
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54901
Agreement
TypeLine of Credit
Term59 Months
DueAug 16, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 11, 2017
Property Address2776 MADISON AVE, COVINGTON, KY 41015-1239
Document Number0000000035
Book / Page006223 / 000059
Instrument DateAug 03, 2017
Instrument35
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1014 CHERRYKNOLL CT INDEPENDENCE KY 410518010, INDEPENDENCE, KY 41051-8010

Mortgage

Document Number36
DateAug 11, 2017
Book Page0C6223/000062
Instrument36
Lender
NameUS BK
TypeBank
AddressOSHKOSH, WI 54901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 10, 2022

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (-0.52%)$145,000 (-) Land $5,000 Building $140,000$145,000 (-) Land $5,000 Building $140,000
2023$1,931.00$145,000 Land $5,000 Building $140,000$145,000 Land $5,000 Building $140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN055-24-06-031.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area4,120 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTriplex Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area39,640 sqft (0.91 acres)
Depth X Width385 ft x 100 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address2776 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1239
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal DescriptionFOLEYS LOTS 2-3-22-23
Legal SubdivisionFOLEYS
Legal Lot Number2-23
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2010
Census Tract65100

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