2785 Oakgrove Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2785 Oakgrove Ave, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,675 sqft · built 2011
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Mar 2016)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288017-0030`

Property Details

APN / Parcel Number

Primary APN	`288017-0030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,675 sqft Living Area
Gross Area	5,209 sqft
1st Floor Area	2,496 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	1,131 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	368 sqft
Porch	Finished Screened Porch
Porch Area	796 sqft
Deck Area	Deck Area
Patio Area	932 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2785 OAKGROVE AVE
City	SAINT AUGUSTINE
State	FL
Zip	32092-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 17 LOT 3 OR4155/1066
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 2
Legal Block	17
Legal Lot Number	3
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20905

Owner

Source: St. Johns County records · APN 288017-0030

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2785 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2016 · Amount on Record
Deed Sale	Mar 01, 2016 · Amount on Record
Prior Sale	Aug 25, 2008 · Amount on Record
Deed Document Number	201612283
Deed Book / Page	4155 / 1066
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2785 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3611
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3611

Mortgage

Document Number	0050790848
Date	Oct 23, 2020
Book Page	5079/848
Instrument	2020094612

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,145 (+2.7%)	$927,966 (-2.35%) Land $210,000 Building $717,966
2025	$7,197.00 (+11.72%) Homeowner's exemption	$548,340 (+2.9%)	$950,253 (+12.51%) Land $210,000 Building $740,253
2024	$6,442.00 (+1.91%) Homeowner's exemption	$532,886 (+3%)	$844,630 (-0.64%) Land $200,000 Building $644,630
2023	$6,321.00 (+2.6%) Homeowner's exemption	$517,365 (+3%)	$850,077 (+2.93%) Land $200,000 Building $650,077
2022	$6,161.00 Homeowner's exemption	$502,296	$825,859 Land $196,000 Building $629,859

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Based on FCC filings for 80 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.