St. Johns County property record for 2784 Oakgrove Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,781 sqft · built 2016 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Feb 2016) |
| Tax Bill | $8,888 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288016-0030 |
| Primary APN | 288016-0030 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,781 sqft Living Area |
| Gross Area | 4,689 sqft |
| 1st Floor Area | 3,003 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,442 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 520 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2784 OAKGROVE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 16 LOT 3 OR4150/150 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 2 |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2784 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 19, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on Record |
| Deed Sale | Feb 16, 2016 · Amount on Record |
| Prior Sale | Mar 5, 2010 · Amount on Record |
| Deed Document Number | 20169239 |
| Deed Book / Page | 4150 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2784 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3108 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0057591020 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 5759/1020 |
| Instrument | 2023038064 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2784 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2784 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3108 |
| Document Number | 0052680538 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 5268/538 |
| Instrument | 2021056009 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2784 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3108 |
| Document Number | 0049191124 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 2784 OAKGROVE AVE ST AUGUSTINE FL 320923108, ST AUGUSTINE, FL 32092-3108 |
| Document Number | 0049191124 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 004919/001124 |
| Instrument | 27930 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2784 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3108 |
| Document Number | 0047611396 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2784 OAKGROVE AVE ST AUGUSTINE FL 320923108, ST AUGUSTINE, FL 32092-3108 |
| Document Number | 0047611396 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 004761/001396 |
| Instrument | 51946 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,067 (+2.7%) | $1,066,162 (+0.2%) Land $340,000 Building $726,162 | |
| 2025 | $8,888.00 (+11.49%) Homeowner's exemption | $673,872 (+5.99%) | $1,064,080 (+8.61%) Land $340,000 Building $724,080 |
| 2024 | $7,972.00 (+1.88%) | ||
| 2023 | $7,825.00 (+20.68%) Homeowner's exemption | $635,806 (+20.53%) | $979,706 (+12.62%) Land $316,000 Building $663,706 |
| 2022 | $6,484.00 Homeowner's exemption | $527,513 | $869,908 Land $302,400 Building $567,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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