2781 Oakgrove Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2781 Oakgrove Ave, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,767 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2023)
Tax Bill	$8,710 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288017-0040`

Property Details

APN / Parcel Number

Primary APN	`288017-0040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,767 sqft Living Area
Gross Area	3,251 sqft
1st Floor Area	2,767 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	329 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2781 OAKGROVE AVE
City	SAINT AUGUSTINE
State	FL
Zip	32092-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 17 LOT 4 OR5802/1123
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 2
Legal Block	17
Legal Lot Number	4
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20905

Owner

2781 Oakgrove Ave is owned and occupied by two individuals who bought it in August 2023.

Source: St. Johns County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2781 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Feb 11, 2013 · Amount on File
Deed Document Number	202360406
Deed Book / Page	5802 / 1123
Prior Transfer Date	Nov 14, 2000
Prior Transfer Doc	0015440303
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 2, 2023
Property Address	2781 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3611
Document Number	0058021123
Book / Page	5802 / 1123
Map Reference	MB 37 PG 45-61
Instrument Date	Jul 31, 2023
Instrument	2023060406
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12444 PRESERVATION DR, GULFPORT, MS 39503-7061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3611

Mortgage

Document Number	0058021125
Date	Aug 2, 2023
Instrument	5802/1125

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2781 Oakgrove Ave was $8,710, up 18.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,101 (+0.83%) Land $210,000 Building $417,101	$627,101 (+0.83%) Land $210,000 Building $417,101
2025	$8,710.00 (+18.26%)	$621,961 (+9.68%)	$621,961 (+9.68%) Land $210,000 Building $411,961
2024	$7,365.00 (+130.44%)	$567,053 (+109.1%)	$567,053 (+1.7%) Land $200,000 Building $367,053
2023	$3,196.00 (+3.03%) Homeowner's exemption	$271,185 (+3%)	$557,581 (+7.11%) Land $200,000 Building $357,581
2022	$3,102.00 Homeowner's exemption	$263,286	$520,592 Land $196,000 Building $324,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2781 Oakgrove Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 Oakgrove Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000