2736 Rainbow Ln, Banning, CA 92220 Property Records

Riverside County property record for 2736 Rainbow Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,835 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jan 2023)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`538-333-027`

Property Details

APN / Parcel Number

Primary APN	`538-333-027`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,835 sqft Living Area
Gross Area	2,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2736 RAINBOW LN
City	BANNING
State	CA
Zip	92220-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 208 MB 134/071 TR 18063
Legal Subdivision	TRACT 18063
Legal Tract	18063
Legal Lot Number	208
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	44300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2736 RAINBOW LN, BANNING, CA 92220-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 3, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 16, 2022	Transfer on Death Deed, Transfer
Jul 13, 2020	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	202311124
Prior Transfer Date	Apr 7, 2022
Prior Transfer Doc	0000225904
Record Updated	Sep 20, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 13, 2023
Property Address	2736 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000011124
Map Reference	MB 134 PG 71-76
Instrument Date	Dec 6, 2022
Instrument	2023-0011124
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2736 RAINBOW LN, BANNING, CA 92220-3741

Mortgage

Document Number	0000011125
Date	Jan 13, 2023
Instrument	2023-0011125

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2736 RAINBOW LN, BANNING, CA 92220-3741
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126492
Date	Apr 3, 2018
Instrument	2018-0126492

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2736 RAINBOW LN, BANNING, CA 92220-3741
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 RAINBOW LN, BANNING, CA 92220-3741

Mortgage

Document Number	0000265548
Date	Apr 29, 2021
Instrument	2021-0265548

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2048

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 16, 2022
Property Address	2736 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000225904
Map Reference	MB 134 PG 7-76
Instrument Date	Apr 7, 2022
Instrument	2022-0225904
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 RAINBOW LN, BANNING, CA 92220-3741

July 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 13, 2020
Property Address	2736 RAINBOW LN, BANNING, CA 92220-3741
Document Number	0000304260
Map Reference	MB 134 PG 71-76
Instrument Date	Jul 6, 2020
Instrument	2020-0304260
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TITLE365 COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 RTAINBOW LANE, BANNING, CA 92220-3741

Mortgage

Document Number	0000304261
Date	Jul 13, 2020
Instrument	2020-0304261

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,198 (+2%) Land $21,224 Building $328,974
2025	$4,777.00 (+18.33%)	$343,332 (+20.82%) Land $20,808 Building $322,524
2023	$4,037.00 (+2.12%)	$284,167 Land $61,481 Building $222,686
2022	$3,953.00
2021			$338,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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