278 Ritchie Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 278 Ritchie Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,309 sqft · built 1965
Lot Size	0.664 acres (28,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2022)
Tax Bill	$8,519 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`592-0022-0038-00`

Property Details

APN / Parcel Number

Primary APN	`592-0022-0038-00`
Alternative APN	`200355149`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area
Gross Area	3,763 sqft
1st Floor Area	1,310 sqft
2nd Floor Area	999 sqft
Basement Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	28,924 sqft (0.664 acres)
Lot Dimensions	262 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	278 RITCHIE AVE
City	CINCINNATI
State	OH
Zip	45215-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RITCHIE AVE 100 X 262.80 IRR LOT 4 WYOMING WOODS BLK B PT 1
Legal Subdivision	WYOMING WOODS
Legal Block	B
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	4
Census Block	4000
Census Tract	22601

Owner

Source: Hamilton County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1922 AVONLEA AVE, CINCINNATI, OH 45237-6120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK
Sep 15, 2022	Warranty Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP
Aug 5, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	202288146
Deed Book / Page	14752 / 556
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0000076483
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	278 RITCHIE AVE, CINCINNATI, OH 45215-2065
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BURNS AVE, WYOMING, OH 45215-4318

Mortgage

Document Number	0000035840
Date	Apr 7, 2022
Book Page	14641/2526
Instrument	2022-0035840

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	16 Months
Due	Aug 1, 2023

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 15, 2022
Property Address	278 RITCHIE AVE, CINCINNATI, OH 45215-2065
Document Number	0000088146
Book / Page	14752 / 556
Map Reference	MB 95 PG 16&17
Instrument Date	Sep 7, 2022
Instrument	2022-0088146
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	278 RITCHIE AVE, CINCINNATI, OH 45215-2065

Mortgage

Document Number	0000088147
Date	Sep 15, 2022
Instrument	2022-0088147

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 5, 2022
Property Address	278 RITCHIE AVE, CINCINNATI, OH 45215-2065
Document Number	0000076483
Book / Page	14724 / 1071
Map Reference	MB 95 PG 16&17
Instrument Date	Mar 29, 2022
Instrument	2022-0076483
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RITCHIE AVE, CINCINNATI, OH 45215-2065

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 4, 2020
Property Address	278 RITCHIE AVE, CINCINNATI, OH 45215-2065
Document Number	0000021654
Book / Page	014117 / 000927
Instrument Date	Feb 27, 2020
Instrument	21654
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 RITCHIE AVE CINCINNATI OH 452152065, CINCINNATI, OH 45215-2065

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,519.00 (+2.45%)	$140,000 (-) Land $48,146 Building $91,854	$400,000 (-) Land $137,560 Building $262,440
2024	$8,315.00 (+8.45%)	$140,000 (-) Land $48,146 Building $91,854
2023	$7,667.00 (+22.07%)	$140,000 (+50.94%) Land $48,146 Building $91,854	$400,000 (+50.94%) Land $137,560 Building $262,440
2022	$6,281.00 Homeowner's exemption	$92,750 Land $33,348 Building $59,402
2020			$265,000 Land $95,280 Building $169,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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