Northampton County property record for 278 Old Course Loop, Cape Charles, VA 23310
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,797 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Jul 2025) |
| Tax Bill | $3,423 (2025) |
| Deeds & Mortgages | Sep 2012 Mortgage Jul 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-11-278BO |
| Primary APN | 90-11-278BO |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,797 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 7248 |
|---|---|
| Street Address | 278 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2377 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 19 BUILDING 19 FAIRWAYS L UNIT 19 BUILDING 19 FAIRWAYS L |
| Legal Unit | 19 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-11-278BO
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 79 HOGBACK RD, PITTSTOWN, NJ 08867-4034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2012 | Deed of Trust, Mortgage UVA COMMUNITY CREDIT UNION INC |
| Jul 11, 2025 | Bargain and Sale Deed, Transfer · Non-Conforming Investor Loan CALVIN B TAYLOR BANKING CO OF BERLI |
| Mar 12, 2024 | Intrafamily Transfer, Transfer |
| Aug 16, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage DRAGAS MORTGAGE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Mar 12, 2024 |
| Deed Document Number | 250001170 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0120001595 |
|---|---|
| Date | Sep 18, 2012 |
| Instrument | 120001595 |
| Name | UVA COMMUNITY CREDIT UNION INC |
|---|---|
| Address | CHARLOTTESVILLE, VA 22901 |
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | Sep 25, 2034 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jul 11, 2025 |
| Property Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Number | 0250001170 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 250001170 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 HOGBACK RD, PITTSTOWN, NJ 08867-4034 |
| Document Number | 0250001171 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 250001171 |
| Name | CALVIN B TAYLOR BANKING CO OF BERLI |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Mar 12, 2024 |
| Property Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Number | 0240000415 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 240000415 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 16, 2022 |
| Property Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Number | 0220002066 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 220002066 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 04, 2017 |
| Property Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Number | 0170000021 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 170000021 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377 |
| Document Number | 0170000022 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 170000022 |
| Name | DRAGAS MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,423.00 (+25.66%) | $485,600 (+35.45%) Building $485,600 | |
| 2024 | $485,600 (+35.45%) Building $485,600 | ||
| 2023 | $2,724.00 | $358,500 Building $358,500 | $358,500 Building $358,500 |
Source: FEMA National Flood Hazard Layer as of October 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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