272 Old Course Loop, Cape Charles, VA 23310 Property Records

Northampton County property record for 272 Old Course Loop, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,538 sqft · built 2005
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2018)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Nov 2020 Refinance Sep 2016 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-11-272BO`

Property Details

APN / Parcel Number

Primary APN	`90-11-272BO`
Alternative APNs	`465640` `14777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	465640
Street Address	272 OLD COURSE LOOP
City	CAPE CHARLES
State	VA
Zip	23310-2377
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 19 BUILDING 19 FAIRWAYS C UNIT 19 BUILDING 19 FAIRWAYS C
Legal Unit	19
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	2
Census Block Group	3
Census Block	3025
Census Tract	930301

Owner

Source: Northampton County records · APN 90-11-272BO

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	272 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC
Sep 22, 2016	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Aug 13, 2014	Warranty Deed, Transfer · Conventional Mortgage DRAGAS MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Aug 13, 2014 · Amount on Record
Deed Document Number	180001007
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	272 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002296
Date	Nov 10, 2020
Instrument	200002296

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	272 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160001475
Date	Sep 22, 2016
Instrument	160001475

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2036

Interest

Rate Type	Fixed Rate
Rate	3.88%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Jul 12, 2018
Property Address	272 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377
Document Number	0180001007
Instrument Date	Jul 02, 2018
Instrument	180001007
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	INSIGHT TITLE AND SETTLEMENT SERVICES, INSIGHT TITLE & STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12037 CAMERON CREEK RD, GLEN ALLEN, VA 23059-5898
Investor	Possibly a Property Investor

Mortgage

Document Number	0180001008
Date	Jul 12, 2018
Instrument	180001008

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 13, 2014
Property Address	272 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2377
Document Number	01400/1459
Book / Page	1400 / 1459
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014001460
Date	Aug 13, 2014
Instrument	1400/1460

Lender

Name	DRAGAS MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Cape Charles Town
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 (+37.84%)	$442,300 (+48.57%) Building $442,300
2024			$442,300 (+48.57%) Building $442,300
2023	$2,262.00	$297,700 Building $297,700	$297,700 Building $297,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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