Northampton County property record for 277 Old Course Loop, Cape Charles, VA 23310
| Owner | Company Name on Record |
|---|---|
| Last Sale | $549,000 (Aug 2025) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Oct 2013 Mortgage Aug 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-11-277BO |
| Primary APN | 90-11-277BO |
|---|---|
| Alternative APNs |
|
| Account Number | 7251 |
|---|---|
| Street Address | 277 OLD COURSE LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2381 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | UNIT 20 BUILDING 20 FAIRWAYS UNIT 20 BUILDING 20 FAIRWAYS |
| Legal Unit | 20 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 930301 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 4, 2013 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 25, 2025 | Deed, Transfer |
| Sep 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 13, 2013 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Sep 1, 2023 · Amount on Record |
| Deed Document Number | 250001406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01300/1870 |
|---|---|
| Date | Oct 4, 2013 |
| Book Page | 1300/1870 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 25, 2025 |
| Property Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Document Number | 0250001406 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 250001406 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $549.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Sep 1, 2023 |
| Property Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Document Number | 0230002093 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 230002093 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | CAMDEN TITLE AND SETTLEMENT COMPANY, A & N TITLE & SETTLEMENT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Document Number | 0230002094 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 230002094 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 20, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 13, 2013 |
| Property Address | 277 OLD COURSE LOOP, CAPE CHARLES, VA 23310-2381 |
| Document Number | 01300/1520 |
| Book / Page | 1300 / 1520 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,400.00 (+27.15%) | $482,400 (+37.08%) Building $482,400 | |
| 2024 | $482,400 (+37.08%) Building $482,400 | ||
| 2023 | $2,674.00 | $351,900 (-) Building $351,900 | $351,900 (-) Building $351,900 |
| 2022 | $2,674.00 | $351,900 Building $351,900 | $351,900 Building $351,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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