Erie County and Lancaster Town property record for 278 Enchanted Forest N, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,090 sqft · built 1999 |
| Lot Size | 0.258 acres (11,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Oct 2023) |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.10-4-22 |
| Primary APN | 145289 126.10-4-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| 2nd Floor Area | 825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,200 sqft (0.258 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 278 ENCHANTED FRST N |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2771 SL 74 |
| Legal Subdivision | WALNUT CREEK SUBDIVISION PHASE II |
| Legal Block | 4 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14207 |
Source: Erie County and Lancaster Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Nov 9, 2023 | Intrafamily Transfer, Transfer |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Mar 16, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2017 · Amount on Record |
| Deed Document Number | 20232023187718 |
| Deed Book / Page | 11423 / 8393 |
| Last Transfer Date | Nov 1, 2023 |
| Transfer Doc | 0114243033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Investor | Possibly a Property Investor |
| Document Number | 0140678698 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 14067/8698 |
| Instrument | 2022176943 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 9, 2023 |
| Property Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Document Number | 0114243033 |
| Book / Page | 11424 / 3033 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023194066 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Name | Verified Name |
|---|---|
| Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 31, 2023 |
| Property Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Document Number | 0114238393 |
| Book / Page | 11423 / 8393 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023187718 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,716.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Name | Verified Name |
|---|---|
| Address | 285 EASTON ST, DEPEW, NY 14043-3201 |
| Document Number | 0141088604 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 14108/8604 |
| Instrument | 2023187719 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Document Number | 0139770133 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 278 ENCHANTED FRST N LANCASTER NY 140863345, LANCASTER, NY 14086-3345 |
| Document Number | 0139770133 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 013977/000133 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 16, 2017 |
| Property Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
| Document Number | 0113107052 |
| Book / Page | 11310 / 7052 |
| Instrument Date | Feb 12, 2017 |
| Instrument | 000000054656 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 278 ENCHANTED FRST N, LANCASTER, NY 14086-3345 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,128.00 (-47.35%) | $293,000 (-) Land $70,000 Building $223,000 | $457,813 (+12.51%) Land $109,375 Building $348,438 |
| 2024 | $7,840.00 | $293,000 (-) Land $70,000 Building $223,000 | $406,900 (+4.15%) Land $97,212 Building $309,688 |
| 2023 | Veteran's exemption | $293,000 (-) Land $70,000 Building $223,000 | $390,700 (+16%) Land $93,341 Building $297,359 |
| 2022 | $293,000 Land $70,000 Building $223,000 | $336,800 Land $80,464 Building $256,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2000 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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