1. Home
  2. Michigan
  3. Oakland County
  4. Ferndale
  5. Channing St

278 Channing St, Ferndale, MI 48220 Property Records

Oakland County property record for 278 Channing St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 951 sqft · built 1936
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$97,170 (Mar 2016)
Tax Bill$6,743 (2025)
Deeds & MortgagesDec 2019 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN24-25-34-428-012

Property Details

APN / Parcel Number

Primary APN24-25-34-428-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area951 sqft Living Area
1st Floor Area951 sqft
Basement Area951 sqft
Unfinished Basement951 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions112 ft deep x 58 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area199 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal

Location & Zoning

Street Address278 CHANNING ST
CityFERNDALE
StateMI
Zip48220-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB W 8 FT OF LOT 179 & ALL OF LOT 180, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number179-180
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1002
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-428-012

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2870 HYLANE DR, TROY, MI 48098-4288
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 07, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2016 · Amount on Record
Deed SaleMar 01, 2016 · Amount on Record
Prior SaleFeb 09, 2004 · Amount on Record
Deed Document Number201636693
Deed Book / Page49105 / 547
Prior Transfer DateMar 20, 2002
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address278 CHANNING ST, FERNDALE, MI 48220-2502
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000209321
DateDec 16, 2019
Book Page53610/00454
Instrument209321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 07, 2017
Property Address278 CHANNING ST, FERNDALE, MI 48220-2502
Document Number0000147039
Book / Page050938 / 000506
Instrument DateJul 28, 2017
Instrument147039
Transaction TypeTransfer
Record UpdatedAug 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2870 HYLANE DR TROY MI 480984288, TROY, MI 48098-4288

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,743.00 (+9.57%)$132,150 (+12.76%)$264,300 (+12.76%)
2024$6,154.00 (+10.23%)
2023$117,200$234,400
2021$5,583.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 797 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFERNDALE
serves 22,105 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Channing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures