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318 Channing St, Ferndale, MI 48220 Property Records

Oakland County property record for 318 Channing St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,374 sqft · built 1926
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2021)
Tax Bill$7,191 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-25-34-428-014

Property Details

APN / Parcel Number

Primary APN24-25-34-428-014

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area785 sqft
Basement Area785 sqft
Unfinished Basement785 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,487 sqft (0.103 acres)
Lot Depth112 ft Depth
Garage Area371 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area73 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address318 CHANNING ST
CityFERNDALE
StateMI
Zip48220-3615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 178, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number178
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1002
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-428-014

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address318 CHANNING ST, FERNDALE, MI 48220-3615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Aug 03, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 23, 2019Warranty Deed, Transfer
PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleJul 23, 2019 · Amount on Record
Deed Document Number2021195745
Deed Book / Page56677 / 47
Prior Transfer DateJul 30, 2021
Prior Transfer Doc0000190914
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 10, 2021
Property Address318 CHANNING ST, FERNDALE, MI 48220-3615
Document Number0000195745
Book / Page56677 / 47
Map ReferenceLB 8 PG 20
Instrument DateJul 30, 2021
Instrument195745
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 E GUNN RD, ROCHESTER, MI 48306-1929

Transferred To (Grantee/Buyer)

NameVerified Name
Address4600 RIVER HILLS CT, BRIGHTON, MI 48114-7554

Mortgage

Document Number0000566621
DateAug 10, 2021
Instrument56662/1
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 03, 2021
Property Address318 CHANNING ST, FERNDALE, MI 48220-3615
Document Number0000190914
Book / Page56645 / 215
Map ReferenceLB 8 PG 20
Instrument DateJul 30, 2021
Instrument190914
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 E GUNRI ROAD, ROCHESTER, MI 48306

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2000 E GUNN RD, ROCHESTER, MI 48306-1929

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateSep 10, 2019
Property Address318 CHANNING ST, FERNDALE, MI 48220-3615
Document Number0000147025
Book / Page053231 / 000307
Instrument DateSep 06, 2019
Instrument147025
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2000 E GUNN RD ROCHESTER MI 483061929, ROCHESTER, MI 48306-1929

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 23, 2019
Property Address318 CHANNING ST, FERNDALE, MI 48220-3615
Document Number0000117589
Book / Page053055 / 000435
Instrument DateJul 18, 2019
Instrument117589
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$1,711.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address318 CHANNING ST FERNDALE MI 482203615, FERNDALE, MI 48220-3615

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,191.00 (-1.82%)$131,910 (+12.25%)$263,820 (+12.25%)
2024$7,324.00 (+2.33%)
2023$117,510$235,020
2021$7,157.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 797 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFERNDALE
serves 22,105 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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