Oakland County property record for 251 Channing St, Ferndale, MI 48220 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,410 sqft Living Area |
| Lot Size | 5,532 sqft (0.127 acres) |
| Garage | 267 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,734.00 (2025) |
| Primary APN | 24-25-34-427-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,410 sqft Living Area |
| 1st Floor | 953 sqft 1st Floor |
| Basement Area | 953 sqft Basement |
| Unfinished Basement | 953 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow Style |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,532 sqft (0.127 acres) |
| Depth X Width | 111 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 267 sqft Garage |
| Porch Area | 204 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 251 CHANNING ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 199, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | STORMFELTZ-LOVELEY CO WOODWARD AVE SUB |
| Legal Lot Number | 199 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | FERNDALE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 173500 |
Source: Oakland County records · APN 24-25-34-427-045
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 251 CHANNING ST, FERNDALE, MI 48220-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage LOANDEPOT.COM LLC |
| Feb 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2013 |
| Transfer Doc | 0000231471 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 251 CHANNING ST, FERNDALE, MI 48220-2501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 251 CHANNING ST, FERNDALE, MI 48220-2501 |
| Document Number | 20250153332 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | 60762/759 |
| Instrument | 20250153332 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 251 CHANNING ST, FERNDALE, MI 48220-2501 |
| Document Number | 0000045866 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 251 CHANNING ST FERNDALE MI 482202501, FERNDALE, MI 48220-2501 |
| Document Number | 0000045866 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 053918/000506 |
| Instrument | 45866 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 251 CHANNING ST, FERNDALE, MI 48220-2501 |
| Document Number | 0000104250 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 251 CHANNING ST FERNDALE MI 482202501, FERNDALE, MI 48220-2501 |
| Document Number | 0000104250 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 051927/000004 |
| Instrument | 104250 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 251 CHANNING ST, FERNDALE, MI 48220-2501 |
| Document Number | 0000185142 |
| Book / Page | 051145 / 000850 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 251 CHANNING ST FERNDALE MI 482202501, FERNDALE, MI 48220-2501 |
| Document Number | 0000185142 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 051145/000850 |
| Instrument | 185142 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2047 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (-2.36%) Homeowner's exemption | $136,860 (+12.6%) | $273,720 (+12.6%) |
| 2024 | $2,800.00 (+6.1%) | ||
| 2023 | $121,550 | $243,100 | |
| 2021 | $2,639.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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