27732 Willow Trl, Escondido, CA 92026 Property Records

San Diego County property record for 27732 Willow Trl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,065 sqft · built 2004
Lot Size	0.283 acres (12,347 sqft)
Owner	Company Name on File
Last Sale	$800,000 (May 2018)
Tax Bill	$11,345 (2025)
Deeds & Mortgages	Sep 2022 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186-741-41-00`

Property Details

APN / Parcel Number

Primary APN	`186-741-41-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,065 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	12,347 sqft (0.283 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	27732 WILLOW TRL
City	ESCONDIDO
State	CA
Zip	92026-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 69 TR 014644
Legal Subdivision	ESCONDIDO 5176-1
Legal Tract	014644
Legal Block	4
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	4
Census Block	4022
Census Tract	19105

Owner

27732 Willow Trl is owned by a company that bought it in May 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	27732 WILLOW TRL, ESCONDIDO, CA 92026-7327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
May 21, 2018	Grant Deed, Transfer · ARM RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Jan 20, 2005 · Amount on File
Deed Document Number	2018204527
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2022
Property Address	27732 WILLOW TRL, ESCONDIDO, CA 92026-7327
Document Number	0000375771
Map Reference	FILE 2003-0965622
Instrument Date	Sep 23, 2022
Instrument	2022-0375771
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27732 WILLOW TRL, ESCONDIDO, CA 92026-7327

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27732 WILLOW TRL, ESCONDIDO, CA 92026-7327
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239885
Date	May 12, 2020
Instrument	2020-0239885

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2018
Property Address	27732 WILLOW TRL, ESCONDIDO, CA 92026-7327
Document Number	0000204527
Map Reference	FILE 2003-0965622
Instrument Date	Apr 11, 2018
Instrument	2018-0204527
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG TITLE COMPANY OF CALIFOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27732 WILLOW TRL, ESCONDIDO, CA 92026-7327

Mortgage

Document Number	0000204528
Date	May 21, 2018
Instrument	2018-0204528

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 27732 Willow Trl was $11,345 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,461 (+2%) Land $449,641 Building $478,820
2025	$11,345.00 Homeowner's exemption	$910,257 Land $440,825 Building $469,432
2023	$10,812.00 (+1.47%) Homeowner's exemption	$874,912 Land $423,708 Building $451,204
2022	$10,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27732 Willow Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27732 Willow Trl is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Orion Broadband, Verizon.

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