27729 Willow Trl, Escondido, CA 92026 Property Records

San Diego County property record for 27729 Willow Trl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,920 sqft · built 2004
Lot Size	0.345 acres (15,040 sqft)
Owner	2 Individual Names on File
Last Sale	$768,000 (May 2005)
Tax Bill	$13,331 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186-741-38-00`

Property Details

APN / Parcel Number

Primary APN	`186-741-38-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,920 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	15,040 sqft (0.345 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	27729 WILLOW TRL
City	ESCONDIDO
State	CA
Zip	92026-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 66 TR 014644
Legal Subdivision	THE HIGHLANDS & HIDDEN MEADOWS
Legal Tract	014644
Legal Block	4
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	4
Census Block	4022
Census Tract	19105

Owner

27729 Willow Trl is owned and occupied by two individuals who bought it in May 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27729 WILLOW TRL, ESCONDIDO, CA 92026-7327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2005 · Amount on File
Deed Sale	May 24, 2005 · Amount on File
Deed Document Number	2005438177
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27729 WILLOW TRL, ESCONDIDO, CA 92026-7327
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27729 WILLOW TRL, ESCONDIDO, CA 92026-7327

Mortgage

Document Number	0000266626
Date	Sep 25, 2025
Instrument	2025-0266626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27729 WILLOW TRL, ESCONDIDO, CA 92026-7327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056791
Date	Feb 3, 2017
Instrument	2017-0056791

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	27729 WILLOW TRL, ESCONDIDO, CA 92026-7327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27729 WILLOW TRL, ESCONDIDO, CA 92026-7327

Mortgage

Document Number	0000024410
Date	Jan 13, 2021
Instrument	2021-0024410

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 27729 Willow Trl was $13,331 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,091,702 (+2%) Land $341,201 Building $750,501
2025	$13,331.00 Homeowner's exemption	$1,070,297 Land $334,511 Building $735,786
2023	$12,705.00 (+1.47%) Homeowner's exemption	$1,028,737 Land $321,522 Building $707,215
2022	$12,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27729 Willow Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27729 Willow Trl is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Orion Broadband, Verizon.

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